Back
IN THE HIGH COURT OF KERALA AT ERNAKULAM
M.A.ABDUL HAKHIM, J
M V RAJENDRAN – Appellant
Versus
THE MANAGER, STATE BANK OF INDIA – Respondent
| Table of Content |
|---|
| 1. petitioners seek document release after loan closure. (Para 1 , 2 , 3) |
| 2. contradictory claims about outstanding loan liability. (Para 4 , 5 , 6) |
| 3. loan write-off does not cancel debt recovery rights. (Para 7 , 8) |
| 4. the writ petition is dismissed. (Para 9) |
JUDGMENT
Dated this the 11th day of December, 2025
1. Petitioners are husband and wife. They filed this Writ Petition seeking a declaration that the first respondent Bank has no authority to retain the original documents of the petitioners after the closure of a loan account and further seeking a direction to the respondents to release the title deeds of the petitioners immediately.
2. According to the petitioners, the loan was closed on
30.06.2025, and a closure certificate was issued by the Bank as per Ext.P2. Thereafter, Ext.P3 registered letter was also sent directing the 1st petitioner to approach the A.G.M. of the Bank to obtain the title deeds.
3. The Bank has filed a Counter Affidavit as well as an Additional Counter Affidavit opposing the prayers in the Writ Petition, contending that Exts.P2 and P3 were issued by mistake; that in fact the loan was written off in the accounts of the Bank as stated therein but
An indispensable Tool for Legal Professionals, Endorsed by Various High Court and Judicial Officers
Please visit our Training & Support
Center or Contact Us for assistance
Scan Me!
India’s Legal research and Law Firm App, Download now!
For Daily Legal Updates, Join us on :
Back to top
