IN THE HIGH COURT OF KERALA AT ERNAKULAM
M.A.ABDUL HAKHIM, J
FAZIL MUHAMMED K.K. – Appellant
Versus
THE FEDERAL BANK LTD. – Respondent
| Table of Content |
|---|
| 1. challenge to bank debit freeze initiated by police requisition. (Para 1 , 2) |
| 2. guidelines for banks on handling account freezes and police requisitions. (Para 3 , 4 , 5 , 6 , 7 , 8 , 9 , 10) |
JUDGMENT
1. The Petitioner has filed this Writ Petition challenging the debit freezing/lien of his Bank account with the Respondent/Bank at the requisition of the Police Authorities. The case of the Petitioner is that the Petitioner is not an accused in the Crime registered by the Police authorities against some other persons, in which the requisition was made; that the Petitioner is in no way connected with the said Crime; and that the debit freezing/lien of the account is in violation of Sections 106 & 107 of the Bharatiya Nagarik Suraksha Sanhita , 2023 ( BNSS ) and Article 300A of the Constitution of India.
2. The learned Counsel for the Respondent/Bank, after getting instructions from the Bank, confirmed that the Bank has received two Requisitions from the Respondent No.4, of which one Requisition is for marking lien on an amount of Rs.1,218/-, and another Requisition in which the disputed amount is shown as Rs.20,300/- for debit freezing the account of the petitioner m
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