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IN THE HIGH COURT OF KERALA AT ERNAKULAM
MR. ANIL K. NARENDRAN, MR. MURALEE KRISHNA S., JJ
RAJU ABRAHAM – Appellant
Versus
STATE OF KERALA – Respondent
| Table of Content |
|---|
| 1. details of loan defaults and the attempt to avoid recovery. (Para 2 , 3) |
| 2. arguments regarding the unfair treatment in loan settlements. (Para 6 , 7) |
| 3. court's stance on enforcing contract terms regarding ots. (Para 9 , 10) |
| 4. legal reasoning affirming non-entitlement to demands not fulfilled by appellants. (Para 11) |
| 5. finality of the court's dismissal of the writ appeal. (Para 12) |
JUDGMENT
Muralee Krishna S., J.
The petitioners in W.P.(C)No.11083 of 2025 filed this Writ Appeal under Section 5(i) of the Kerala High Court Act, 1958, challenging the judgment dated 27.11.2025 passed by the learned Single Judge in that writ petition.
2. Going by the averments in the writ petition, the appellants have availed three loans from the 3rd respondent Vazhoor Farmers Service Co-operative Bank Ltd.(‘the Bank’ for short) and executed a mortgage deed in favour of the bank, creating an equitable mortgage over their property. Due to default in repayment, arbitration proceedings were initiated under Section 69 of the Kerala Co-operative Societies Act , 1969 (‘the Act’ for short), in respect of the loans and ex parte awards were passed against the appellants. In the revision petitions
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