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2026 Supreme(Online)(Ker) 1243

IN THE HIGH COURT OF KERALA AT ERNAKULAM
GOPINATH P., J
ANU MOHAN K.B – Appellant
Versus
DEVIKULAM TALUK CO-OPERATIVE AGRICULTURAL & RURAL DEVELOPMENT BANK LTD. – Respondent


Advocates:
For the Appellants/Petitioners: SRI.PEEYUS A.KOTTAM, SHRI.ELDHOSE SABU
For the Respondents: SHRI.P.CHANDY JOSEPH

Table of Content
1. loan default leading to legal proceedings. (Para 1)
2. counsel arguments regarding repayment conditions. (Para 2 , 3)
3. court permits installment repayment and conditions set for compliance. (Para 4 , 5)

JUDGMENT

The petitioner availed three loans from the respondent bank. On default being committed, proceedings were initiated against the petitioner under the provisions of the Kerala Co-operative Societies Act , 1969, prompting the petitioner to approach this court by filing the above writ petition.

2. The learned counsel appearing for the petitioner would submit that the petitioner may be permitted to clear the entire liability in installments.

3. The learned counsel for the respondent Bank submits that this is the second round of litigation at the instance of the petitioner and the earlier writ petition filed by the petitioner was disposed of on 24.05.2024 granting 2o monthly instalments to the petitioner to clear the outstanding liability. It is submitted that the petitioner paid approximately Rs.2,80,000/- pursuant to the directions issued by this court in W.P. (C)No.42823/2023 and has now paid a further amount of Rs.2,00,000/- pursuant to the interim order dat

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