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2026 Supreme(Online)(Ker) 1376

IN THE HIGH COURT OF KERALA AT ERNAKULAM
JOBIN SEBASTIAN, J
XAVIER T.P. – Appellant
Versus
THE NEW INDIA ASSURANCE COMPANY LIMITED – Respondent
MACA NO. 1906 OF 2020 | O.P.(M.V.) NO.324 OF 2018



Advocates:
For the Appellants/Petitioners: SRI.A.N.SANTHOSH
For the Respondents: SRI.P.MURALEEDHARAN

The court established that improper assessment of income and disability warrants compensation enhancement in personal injury claims.

Headnote:This appeal arises from the Motor Accidents Claims Tribunal's award dated 17.10.2019, whereby the petitioner sought enhancement of compensation for injuries sustained in an accident on 19.02.2018. The Tribunal found the respondent liable, awarding Rs.1,57,300/- as compensation. The appellant contended the award was meager. The court determined that the Tribunal inadequately assessed the appellant's income and permanent disability, warranting an enhancement of Rs.1,62,646/- in total compensation. The final direction ordered the respondent to deposit the enhanced compensation with interest within three months.

Table of Content
1. petitioner's appeal for enhanced compensation due to injuries. (Para 1 , 2 , 3 , 5)
2. dispute on the adequacy of compensation regarding income and disability. (Para 7 , 8)
3. court findings justify compensation enhancements based on evidence. (Para 9 , 10 , 11 , 12)

JUDGMENT

Dated this the 12th day of January, 2026 The petitioner in O.P.(M.V.) No.324 of 2018 on the file of the Motor Accidents Claims Tribunal, North Paravur has preferred this appeal seeking enhancement of compensation awarded by the Tribunal on account of the injuries sustained by him in a motor accident that occurred on 19.02.2018.

2. The case of the petitioner in brief is as follows:-

On 19.02.2018 at about 8:45 a.m., while the petitioner was riding a scooter bearing Registration No.KL-34/B-8186 through the Vypin-Munambam road from North to South a bus bearing Registration No.KL-42/D-5836 driven by the 2nd respondent in a rash and negligent manner, hit on the scooter driven by the petitioner. Due to the impact of hit, the petitioner sustained severe injuries.

3. The owner and driver of the offending vehicle were arrayed as 1st and 2nd respondents respectively, whereas the insurer was arrayed as the 3rd respondent. The 1st and 2nd respondents were set ex parte. The 3rd respondent entered appearance and filed written statement mainly disputing the quantum of compensation claimed despite admitting insurance coverage of the vehicle involved in the accident.

4. During trial, the documents produced from the side of the petitioner were marked as Exhibits A1 to A8. No evidence was produced from the side of the respondents.

5. After trial, the Tribunal came to the conclusion that the accident occurred solely occurred due to the rash and negligent driving of the offending vehicle by the 2nd respondent, and being the insurer, the 3rd respondent was held liable to pay the compensation. The compensation was quantified at Rs.1,57,300/- with interest at the rate of 9% per annum from the date of petition till realisation with proportionate costs. Seeking enhancement of the said compensation awarded, the petitioner has come up with this appeal.

6. Heard learned counsel for both sides.

7. The learned counsel for the appellant would submit that the compensation awarded by the Tribunal under various heads is too meager and is not sufficient to compensate the actual loss and damages incurred by the petitioner due to the accident. According to the learned counsel, the Tribunal erred in assessing the income of the petitioner reasonably and consequently awarded only a meager amount as compensation under the head of permanent disability. Per contra, the learned Standing Counsel for the respondent, the Insurance Company, would submit that the compensation awarded by the Tribunal under various heads is just, fair, reasonable and adequate and hence, no interference is warranted.

8. From the rival contentions raised, it is gatherable that the main dispute that revolves around this appeal is with respect to the quantum of compensation awarded by the Tribunal, particularly under the head of permanent disability, loss of earnings and the loss of amenities and enjoyment of life. A perusal of the impugned award reveals that for the purpose of determining the compensation under the head of permanent disability and loss of earnings, the Tribunal assessed the monthly income of the petitioner at Rs.10,000/-. In the petition, it was averred that the petitioner was a fish vendor at the time of the accident and he was earning a monthly income of Rs.20,000/-. However, apart from raising such a contention no documentary evidence, whatsoever, was produced from the petitioner's side to substantiate his claim regarding his occupation and income. Nevertheless, admittedly, the accident occurred in the year 2018. Therefore, having regard to the year of accident and in view of the decision of the Apex Court in Ramachandrappa V. Manager, Royal Sundaram Alliance Insurance Company Ltd. /b>. [ (2011

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