IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT THE HONOURABLE MR.JUSTICE C. JAYACHANDRAN TUESDAY, THE 27^TH DAY OF JANUARY 2026 / 7TH MAGHA, 1947 WP(C) NO. 3182 OF 2026 PETITIONER: UMESH V.K., AGED 47 YEARS S/O. ASHOKAN V.K., VADAKKEDATHKANDY HOUSE, EDAKKAD P.O., KOZHIKODE, PIN - 673005 BY ADV SHRI.N.K.SANATH KUMAR RESPONDENTS:

1 CANARA BANK MAVOOR ROAD BRANCH, 1ST FLOOR, KANNAMKANDY CHAMBERS, NEAR ARAYIDATHPALAM, MAVOOR ROAD, PUTHIYARA, KOZHIKODE REP. BY ITS AUTHORISED OFFICER, PIN - 673001

2 CANARA BANK ARM BRANCH, NEAR RUCHI BHAVAN, MAVOOR ROAD, KOZHIKODE REP.BY ITS BRANCH MANAGER., PIN – 673001 SRI.M.GOPIKRISHNAN NAMBIAR - SC THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION ON 27.01.2026, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING:

JUDGMENT The Short prayer of the petitioner is that an S.A. preferred by the petitioner bearing No.559/2025 before the Debts Recovery Tribunal (D.R.T.) – I, Ernakulam has been dismissed, but a certified copy of the Final Order has not been issued. The petitioner seeks a breathing time to file an Appeal before the D.R.A.T. However, in the meantime, the bank is proceeding in terms of the SARFAESI Act , by issuing Ext.P2 notice.

2. Having h