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2026 Supreme(Online)(Ker) 3620

IN THE HIGH COURT OF KERALA AT ERNAKULAM
BASANT BALAJI, J
MANOJ M.G – Appellant
Versus
THE SOUTH INDIAN BANK LIMITED – Respondent


Advocates:
For the Appellants/Petitioners: SMT.M.R.JAYALATHA, SRI.M.KIRANLAL, SHRI.A.B.AJIN, SMT.RESMI S.S.
For the Respondents: SC SRI. SUNIL SHANKER

Table of Content
1. petitioner seeks relief from bank's actions concerning gold loan. (Para 1)
2. court reviews petitioner's claims regarding loan agreements. (Para 2)

JUDGMENT

(Dated this the 23rd day of January, 2026)

This writ petition is filed by the petitioner seeking the following reliefs:

“i. Issue a writ of certiorari or any other appropriate writ, order or direction quashing the impugned notices issued by the respondents Bank, including the gold loan recall notice and gold auction notices dated 07-08-2025, 18-08-2025, and 22-08-2025, to the extent they seek to retain or auction the pledged gold ornaments under Gold Loan No. GL27016 on the basis of alleged other dues;

ii. Issue a writ of mandamus or any other appropriate writ, order or direction commanding the 1st respondent Bank to release the gold ornaments pledged under Gold Loan No. GL27016 to the petitioner and his wife upon payment of the gold loan dues, if any, without insisting on settlement of any alleged dues arising out of the petitioner's disputed termination or the Staff Housing Loan.

iii. Issue a writ of prohibition restraining the 1st respondent Bank from conducting any auction or taking any coercive steps with resp

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