O R D E R

This application is filed under Section 483 of the Bharatiya Nagarik Suraksha Sanhita, 2023 (for short, BNSS ), seeking regular bail.

2. The applicant is the accused No.3 in Crime No.2170/2025 of Changanassery Police Station, Kottayam District. The offences alleged are punishable under Sections 406 , 420 r/w Section 34 of the IPC and Sections 21 (3) and 23 of the Banning of Unregulated Deposit Schemes Act, 2019 . 3. The prosecution case, in short, is that the applicant being the Managing Director of Nedumparambil Nidhi Limited induced the defacto complainant to deposit amounts promising interest and thereafter cheated her without giving interest as promised or returning the amount invested and thereby committed the offences.

4. I have heard Sri.Naveen Thomas, the learned counsel for the applicant and Sri.M.C.Ashi, the learned Senior Public Prosecutor. Perused the case diary.

5. The learned counsel for the applicant submitted that the applicant is innocent and has been