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2026 Supreme(Online)(Ker) 5337

IN THE HIGH COURT OF KERALA AT ERNAKULAM
S.MANU, J
NATIONAL INSURANCE CO LTD – Appellant
Versus
PANDIYAMMAL MOKKARAJ – Respondent


Advocates:
For the Appellants/Petitioners: SRI.JITHIN SAJI ISAAC, SHRI.ABHISHEK S. KUMAR, SHRI.JOSHUA SEBASTIAN
For the Respondents: SRI.MATHEWS K.PHILIP, SMT.T.MANASY, SMT.MINISHA K DAS

Table of Content
1. overview of the case and compensation awarded. (Para 1 , 2)
2. arguments regarding liability for interest exclusion under the policy. (Para 3 , 4)
3. court observations on contractual obligations of insurer. (Para 5 , 6)
4. legal position regarding insurer's liability to indemnify for interest. (Para 7)
5. final order modifying previous judgment regarding liability. (Para 8)

JUDGMENT

Appellant is the 2nd opposite party in E.C.C No.18 of 2021 on the files of the Commissioner for Employee’s Compensation (Industrial Tribunal), Alappuzha. Respondents 1 to 3 herein were the applicants before the commission. The 4th respondent was the

1st opposite party in the E.C.C.

2. Respondents 1 to 3 sought compensation for the death of the husband of the 1st respondent and the father of respondents 2 and 3. The learned Commissioner found that the respondents 1 to 3 were entitled for receiving compensation. The Commissioner fix Rs.5,87,300/- (Rupees Five Lakh Eighty Seven Thousand Three Hundred only) as compensation. The Commissioner also granted interest at the rate of 12% from the date of accident. The interest was quantified as Rs.1,87,083/-

(Rupees One Lakh Eighty Seven Thousand Eight

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