This judgment clarifies installment repayment conditions for debts under the Kerala Revenue Recovery Act.

JUDGMENT

The limited relief sought for by the petitioner is for a direction to the respondents to permit him to repay the entire liability due from him in 20 monthly instalments.

2. Petitioner was a subscriber to a chit conducted by the first respondent in the year 2018 and also availed a chit loan. Subsequently, he failed to remit the payment towards the loan as well as the subscription towards the chit. Consequently, coercive proceedings have been initiated against him. Hence, this writ petition.

3. The learned Standing Counsel, appearing on behalf of respondents 2, 3 and 4, upon instructions, submitted that liability due from the petitioner as on 31.01.2026 is Rs.7,44,864/- and that the said respondents are willing to accept the repayment in reasonable instalments.

4. Having heard the learned counsel for petitioner as well as the learned Standing Counsel for the respondents and the learned Government Pleader, I am satisfied that the writ petition can be disposed of with a direction.

Accordingly, there will be a direction to respondents 2 and 4 to accept repayment of the total liability of Rs.7,44,864/- along with future interest and costs, due from the petitioner in 15 equated monthly instalments, of which the first instalment payable on 28.02.2026, and the remaining instalments payable on the 28^th of every succeeding month. It is clarified that, the recovery proceedings pursuant to Ext.P2 and Ext.P3 notices shall be deferred provided the petitioner complies with the above conditions. Needless to mention, if in case, petitioner commits default in any one instalment, the respondents shall be at liberty to initiate coercive proceedings to recover the amount in accordance with law.

The writ petition is disposed of.

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