BASANT BALAJI J ======================

W.P. (C) No. 21656 of 2025 ========================

Dated 28^th day of January 2026 JUDGMENT The petitioner had obtained an agricultural loan from the respondent Bank. He is the proprietor of M.P. Farm, Vallapuzha, and, together with his wife, runs a partnership firm. The petitioner is engaged in farming activities, including cultivation of fruits, vegetables, and livestock. Credit facilities up to Rs. 4,25,00,000/- were sanctioned, and repayments were made regularly. Due to unavoidable circumstances, there was a default in payment. The respondent Bank thereafter declared the account as a non-performing asset (NPA) and initiated recovery proceedings under the SARFAESI Act . Aggrieved by these actions, the petitioner has approached this Court.

2. When the matter was taken up for consideration today, the learned counsel for both the petitioner and the respondent submitted that the entire amount due to the Bank has been remitted pursuant to a one-time settlement. Consequently, nothing survives, and the loan account stands closed.

In view of the above, there is no further dispute requiring adjudication, and accordingly, this writ petition is closed.

S