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2026 Supreme(Online)(Ker) 6311

IN THE HIGH COURT OF KERALA AT ERNAKULAM
GOPINATH P., J
SUBAIR .P.K – Appellant
Versus
PAPPINIVATTAM SERVICE CO-OPERATIVE BANK LTD – Respondent


Advocates:
For the Appellants/Petitioners: SRI.K.A.SREEJITH
For the Respondents: SRI.O.D.SIVADAS, SMT.RESMI THOMAS (GP)

J U D G M E N T

The petitioner is common in both these writ petitions. He availed credit facilities from the Pappinivattam Service Co-operative Bank Limited. On default being committed the Bank initiated proceedings under Section 69 of the Kerala Co-operative Societies Act , 1969, and obtained an award determining the liability of the petitioner. On the award being put to execution, the petitioner has approached this Court.

2. WP(C)No.35627 of 2024 has been filed seeking a direction to the respondent bank to consider Ext.P7 request submitted by the petitioner and grant to the petitioner maximum concessions in the matter of the loan. WP(C)No.44048 of 2025 has been filed challenging the sale of the property of the petitioner.

3. When these matters are taken up for consideration today, the learned counsel appearing for the respondent bank submits that the outstanding amount as on 31.12.2025 is Rs.61,76,634/- (Rupees Sixty One lakh Seventy Six Thousand Six Hundred and Thirty Four only). It is submitted that, in the auction conducted by the bank for execution of the award obtained against the petitioner, the bank itself purchased the property. However, it is admitted that the sale has n

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