IN THE HIGH COURT OF KERALA AT ERNAKULAM
GOPINATH P., J
THE OCHANTHURUTH SERVICE COOPERATIVE BANK LTD. – Appellant
Versus
THE SUB REGISTRAR – Respondent
WP(C) NO. 46481 OF 2025
| Table of Content |
|---|
| 1. the procedural context of the sale under scrutiny. (Para 1 , 2) |
| 2. claims of abuse of process regarding the protection of women from domestic violence act. (Para 4) |
| 3. court's validation of the sale and registration process despite subsequent legal proceedings. (Para 5) |
JUDGMENT This writ petition has been filed by the Ochanthuruth Service Co-
operative Bank Limited, praying for a direction to the 1st respondent to register Ext.P10 certificate of sale issued in terms of the provisions contained in Rule 83 (5) of the Kerala Co-operative Societies Rules, 1969 (in short ‘the Rules’)
The brief facts are as follows:-
2. The 2nd respondent availed credit facilities from the petitioner Bank. When default was committed, the Bank initiated proceedings under Section 69 of the Kerala Co-operative Societies Act , 1969 and obtained Ext.P3 award dated 26.11.2021, determining the liability of the 2nd respondent. On the award being put to execution, the 2nd respondent approached this Court by filing W.P(C)No.12632 of 2024, which was disposed of on 11.04.2024, permitting him to clear the entire liability in 18 monthly instalments. The 2nd respondent failed to comply with the conditions imposed by this Court in Ext.P4 judgment, prompting the petitioner Bank to bring the mortgaged property to sale. The property was sold in auction on 20.3.2025. On the property being put up for auction, the 2nd respondent filed W.P(C)No.10046 of 2025, in which Ext.P6 interim order was passed on 13.03.2025 directing that the sale shall not be confirmed for a period of three months. Thereafter, when W.P(C)No.10046 of 2025 was taken up on 14.08.2025, this Court was informed that the sale had taken place. Thus, this Court passed the following order:-
“The learned counsel for the petitioner submitted that the petitioner is prepared to deposit the purchase money, together with 5% of the purchase money within one month.
This submission is recorded.
2. Based on this submission, the coercive proceedings initiated against the petitioner shall stand deferred for a period of one month from this day. In the event the petitioner fails to deposit the amount as undertaken, the competent authority is at liberty to proceed against the him in accordance with law.”
The 2nd respondent failed to comply with the undertaking given before this Court, following which Ext.P9 order was passed by the Joint Registrar (General), Ernakulam confirming the sale of the mortgaged property in favour of a third person. Ext.P9 order of confirmation of sale is dated 03.11.2025. Thereafter Ext.P10 sale certificate was also issued by the Joint Registrar on 13.11.2025. When the sale certificate was brought before the 1st respondent foe registration, the petitioner was informed that the additional 4th respondent, who is none other than the wife of the 2nd respondent, had obtained an order dated
19.11.2025 under the provisions of the Protection of Women from Domestic Violence Act , 2005 (in short ‘the 2005 Act’), through which the 2nd respondent was restrained from alienating the mortgaged property. The 1st respondent, therefore, refused to register the sale certificate. It is in such circumstances that the petitioner is before this Court.
3. Despite service of notice by special messenger, there is no appearance for the 2nd respondent or for the additional 4th respondent.
4. The learned counsel appearing for the petitioner submits that the proceedings initiated by the additional 4th respondent under the provisions of the 2005 Act is nothing but an abuse of process of court. It is submitted that the 2nd respondent and the additional 4th respondent are even now living together under the same roof and there are absolutely no matrimonial issues between them. It is submitted that the provisions of the 2005 Act have been misused to ensure that the proceedings initiated by the Bank to recover amounts due from the 2nd respondent by sale of his property are prevented in some manner. It is submitted that ev
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