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2026 Supreme(Online)(Ker) 6948

IN THE HIGH COURT OF KERALA AT ERNAKULAM
JOBIN SEBASTIAN, J
SANI – Appellant
Versus
THE NEW INDIA INSURANCE COMPANY LTD. – Respondent
MACA NO. 1894 OF 2020 | OP(MV) NO.1193 OF 2013



Advocates:
For the Appellants/Petitioners: Shri A.N.Santhosh
For the Respondents: Shri P.MuraLeedharan

Compensation for injuries must reflect accurate income assessment and account for sustained disability.

Headnote:Statute Analysis: This case pertains to enhancement of compensation under Motor Accident Claims. Facts: The appellant seeks compensation for injuries sustained in an accident caused by rash driving on 10.06.2013. Findings: The court affirmed negligence on part of the offending vehicle.

Issues: The key disputes include the quantum of compensation awarded and assessment of monthly income.

Ratio Decidendi: The court highlighted that incorrect income assessment led to inadequate compensation, invoking the decision of Ramachandrappa for recomputation.

Result: Appeal is allowed with compensation enhancement of Rs.3,21,600/- plus interest.

Table of Content
1. overview of accident details and initial tribunal findings. (Para 1 , 2 , 3 , 4 , 5 , 6)
2. disputes regarding compensation and income assessments. (Para 8 , 9)
3. court's assessment of injuries and compensation under various heads. (Para 10 , 11 , 12 , 13 , 14)
4. conclusion about compensation enhancement. (Para 15)

JUDGMENT

The petitioner in OP(MV) No.1193/2013 on the file of the Motor Accidents Claims Tribunal, Perumbavoor has preferred this appeal seeking enhancement of compensation awarded by the tribunal on account of the injuries sustained by him in a motor accident that occurred on 10.06.2013

2. The case of the petitioner is that on 10.06.2013 at about 07.30 p.m., while he was travelling as a pillion rider in a motor cycle bearing No.KL-41-B-7331 through the Kalady- Angamaly MC road and when reached near Marothichodu, a pick up van bearing Reg.No.KL-33/D-4701, driven by the 2nd respondent in a rash and negligent manner hit the motorcycle ridden by the petitioner. Due to the impact of the hit, the petitioner sustained serious injuries.

3. The registered owner and driver of the offending pick up Van bearing Reg.No.KL-33/D-4701 were arrayed as the 1st and 2nd respondents respectively, whereas, the insurer was arrayed as the 3rd respondent. The 1st respondent remained absent and was set exparte.

4. The 2nd and 3rd respondents contested the petition by filing written statements mainly disputing the quantum of compensation claimed. However, the 3rd respondent, insurer admitted insurance coverage for the pickup van involved in the accident.

5. During trial, the documents produced from the side of the petitioner were marked as Ext.A1 to A11 and document produced from the side of the respondents was marked as Ext.B1.

6. After trial, the tribunal came to a conclusion that the accident occurred solely due to the rash and negligent driving of the pickup van driven by the 2nd respondent, and being the insurer, the 3rd respondent was held liable to pay the compensation. The compensation was quantified at Rs.5,95,257/- with interest at the rate of 9% per annum from the date of petition till the date of realisation and proportionate costs. Dissatisfied by the said compensation awarded, the petitioner has come up with this appeal. 7. I heard Sri.A.N.Santhosh, learned counsel for the appellant and Sri.P.Muraleedharan, learned standing counsel for the respondent insurance company.

8. The learned counsel for the appellant submitted that the compensation awarded by the tribunal under various heads is too meagre and will not commensurate with the actual loss and damages incurred by the petitioner due to the accident. According to the counsel, the tribunal grossly erred in assessing the income of the petitioner reasonably and consequently awarded only a meagre amount as compensation under the head of permanent disability. Per contra, the learned counsel for the respondent insurance company contended that the compensation awarded by the tribunal under each and every head is just, fair, reasonable and adequate and hence warrants no interference.

9. From the rival contentions raised, it is discernible that the main dispute that revolves around this appeal is with respect to the quantum of compensation awarded by the tribunal. As evident from the impugned award for the purpose of determining the compensation under the head of permanent disability and loss of earnings the tribunal assessed the monthly income of the petitioner at Rs.6,000/-. In the petition, it is averred that the petitioner was a coolie labourer earning a monthly income of Rs.25,000/- at the time of the accident . However, apart from raising such a contention in the petition, no evidence, whatsoever, has been produced from the side of the petitioner to substantiate his claims regarding his occupation and income. Nevertheless, admittedly, the accident occurred in the year 2013. Therefore, having regard to the year of the accident and the principles laid down in the decisio

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