JUDGMENT

(Dated this the 27^th day of January, 2026) The prayers in the writ petition are as follows;

“(i) call for the records related to Exhibit P1 to P4 and issue writ or any other direction to direct the respondents to provide time up to 31/03/2026 to remit the balance amount under One time settlement provided as per Exhibit P3.”

2. The petitioner along with her husband and son availed a loan from the 2^nd respondent bank for an amount of Rs.35,00,000/-(Rupees thirty five lakhs only) in the year 2024. When there was default in repayment, the bank issued demand notice under the SARFAESI Act . The property mortgaged was a residential property. Therefore, the petitioner approached the bank to remit the amount under the one-time settlement scheme. The bank permitted the petitioner to settle the loan account under the one-time settlement.

3. As per Ext.P3 one-time settlement, petitioner was directed to remit Rs.45 lakhs as the one-time settlement dues. Taking note of the deposit of Rs.4 lakhs on 28.07.2025 the petitioner was instructed to pay an amount of Rs.1