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2026 Supreme(Online)(Ker) 7421

IN THE HIGH COURT OF KERALA AT ERNAKULAM
MRS. SHOBA ANNAMMA EAPEN, J
JACOB – Appellant
Versus
THE DIVISIONAL MANAGER M/S.NATIONAL INSURANCE CO. LTD. – Respondent
MACA NO. 1746 OF 2016



Advocates:
For the Appellants/Petitioners: SHRI.PRATHEESH.P, SMT.RENY ANTO
For the Respondents: SHRI.P.JACOB MATHEW

The judgment reaffirms the principles for determining compensation in personal injury claims, emphasizing the need for just and reasonable compensation based on updated financial standards.

Headnote:The appellant, a claimant in a motor accident case, sought enhancement of compensation from ₹72,112/- awarded by the tribunal. The Court re-evaluated the grounds of loss of earnings, amenities, pain and suffering, and future treatment, referencing judgments to justify higher compensation amounts totaling ₹1,06,900/-. The Court confirmed that interest will be at 7% per annum from the date of the petition till realization, except for a specific period of delay.

Table of Content
1. claim for compensation in a motor accident. (Para 1 , 2)
2. court's re-evaluation and modification of compensation. (Para 3 , 6)
3. arguments for enhancement of various compensation heads. (Para 5)
4. final judgment and award details. (Para 7)

JUDGMENT

This appeal is filed by the claimant in O.P (MV) No.1199 of 2010 on the file of the Motor Accidents Claims Tribunal, Kollam, claiming enhancement of compensation. The respondent herein was the third respondent before the tribunal.

2. According to the claimant, on 09.01.2010 at about 10.30 am, while the claimant was riding the motorcycle bearing registration No.KL-2Y-259, a mini lorry bearing registration No.KL-7B-8685, driven by the 2nd respondent in a rash and negligent manner, hit against the motorcycle. As a result of the accident, the claimant sustained serious injuries. The claimant approached the tribunal claiming compensation of ₹2,00,000/-.

3. The first and second respondents/owner and driver of the offending vehicle remained ex parte before the tribunal. The 3rd respondent/insurer filed a written statement admitting the validity of the policy but disputing the quantum of compensation claimed and denying liability. Before the tribunal, PW1 was examined, and Exts.A1 to A8, Ext.C1 and Ext.X1 were marked. The tribunal, after analysing the pleadings and materials on record, awarded a sum of ₹72,112/- with interest at 9% per annum as compensation under various heads against the 3rd respondent/insurer of the offending vehicle. Dissatisfied with the quantum of compensation awarded by the tribunal, the claimant has come up in appeal.

4. Heard the learned counsel for the appellant/claimant and the learned standing counsel appearing for the respondent/insurance company.

5. The learned counsel for the appellant claims enhancement mainly under the following heads:-

Notional income:- The learned counsel for the appellant submitted that though an amount of ₹7,000/- was claimed, the tribunal had taken ₹5,000/- as the income of the injured, who was a small-scale businessman. It is further submitted that, going by the judgment in Ramachandrappa v. Manager, Royal Sundaram Alliance Insurance Co. Ltd. [2011 (13) SCC 236] , the income of a Coolie, for an accident in 2010, is fixed as ₹7,500/- and sought for enhancement of income. Following the judgment in Ramachandrappa (supra), in order to award just and reasonable compensation, I find it appropriate to fix the income at ₹7,500/-.

Loss of earnings:- On a perusal of the award, it is seen that the tribunal has awarded compensation for loss of earnings for a period of two months. The appellant had sustained loss of tooth upper jaw and lacerated wound right leg 3x1x1 cm. Considering the nature of injuries sustained as well as the age of the appellant, I find that a period of seven months can be taken for awarding compensation under the afore head. Since the monthly income has been re-fixed as ₹7,500/-, the compensation payable for loss of earnings for a period of seven months is re-calculated as thus ₹52,500/- (7,500x7). The tribunal has awarded an amount of ₹10,000/- under the afore head. Thus, there will be an additional amount of42,500/- towards loss of earnings.

Loss of amenities:- The learned counsel for the appellant submitted that though an amount of ₹10,000/- was claimed, the tribunal has awarded only an amount of ₹7,200/- under the head loss of amenities. Considering the age of the appellant as well as the loss of enjoyment in life, I find that a total amount of ₹30,000/- can be granted towards loss of amenities. Thus, there will be an additional amount of22,800/- under the afore head.

Pain and sufferings:- The learned counsel for the appellant submitted that though an amount of ₹40,000/- was claimed, the tribunal has awarded only an amount of ₹25,000/- under the head pain and sufferings. Considering the age of the appellant as well as the nature of injuries sustained, I find that a total amount of ₹40,000/- can be grant

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