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2026 Supreme(Online)(Ker) 9920

IN THE HIGH COURT OF KERALA AT ERNAKULAM
ZIYAD RAHMAN A.A., J
PNB HOUSING FINANCE LIMITED ERNAKULAM BRANCH – Appellant
Versus
JOY C YOHANNAN – Respondent


Advocates:
For the Appellants/Petitioners: SHRI.MADHU RADHAKRISHNAN, SHRI.NELSON JOSEPH, SRI.M.D.JOSEPH, SHRI.DEEPAK ASHOK KUMAR, SRI.JESWIN JACOB
For the Respondents: GP. BINOY DAVIS

Table of Content
1. petitioner's grievance regarding jurisdiction. (Para 1 , 2)
2. arguments regarding jurisdiction of the consumer commission. (Para 3 , 4)
3. court's observation on addressing jurisdiction. (Para 5)

JUDGMENT

The petitioner is a financial institution engaged in the business of providing housing loans to various persons. The grievance highlighted by the petitioner in this writ petition is against the proceedings that are pending before the Consumer Disputes Redressal Commission, Thrissur, as C.C No.750/2024, which was filed by the respondents 1 and 2, alleging deficiency of service on the part of the petitioner. According to the petitioner, what is under challenge in the said complaint, is the steps the petitioner had initiated, by invoking the statutory rights available to the petitioner under the provision of the SARFAESI Act .

2. As of now, Ext.P4 interim order was passed by the District Commission, interdicting the petitioner from initiating any coercive proceedings against respondents 1 and 2, as part of recovery proceedings for realizing the loan availed by the said respondents. It is also pointed out that, the respondents 1 and 2 have already invoked their statu

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