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2026 Supreme(Online)(Ker) 10016

IN THE HIGH COURT OF KERALA AT ERNAKULAM
GOPINATH P., J
M. MOHAMMED SADIQ – Appellant
Versus
CHIRAYINKEEZHU SERVICE CO-OPERATIVE BANK LTD. – Respondent


Advocates:
For the Appellants/Petitioners: M.DINESH, SURESH KUMAR C.G.
For the Respondents: LIJU.M.P, RESMI THOMAS

Table of Content
1. details of petitioner credit facilities and default. (Para 1 , 2)
2. consideration of one time settlement. (Para 3)
3. repayment terms and conditions outlined. (Para 4 , 6 , 7)
4. conditions for repayment without settlement. (Para 5)

JUDGMENT The petitioner availed credit facilities from the 1st respondent Bank. On default being committed, proceedings were initiated against the petitioner under the provisions of the Kerala Co-operative Societies Act , 1969 and awards were obtained determining the liability of the petitioner. On the awards being put to execution, the petitioner is before this Court by filing the above writ petition and seeking the following reliefs:

i) Issue a writ of mandamus or any other appropriate writ, order or direction to the 1st respondent to give the calculation statement of accounts with respect to the two loans taken by the petitioner and copy of the agreement signed between the petitioner and 1st respondent;

ii) Issue a writ of mandamus or any other appropriate writ, order or direction to the respondents to permit the petitioner to repay the entire amount in 30 equal monthly installments after reducing penal interest etc. or such other equ

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