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2026 Supreme(Online)(Ker) 10125

IN THE HIGH COURT OF KERALA AT ERNAKULAM
BASANT BALAJI, J
SAKUNTHALA S. – Appellant
Versus
AXIS BANK – Respondent


Advocates:
For the Appellants/Petitioners: SHRI.RADHAKRISHNAN R.
For the Respondents: SRI.PRADEESH CHACKO, SHRI.ANIL MADATHIMALIL

JUDGMENT

(Dated this the 30th day of January, 2026)

The petitioner and her husband are borrowers under housing loan agreements with the respondent bank. The petitioner had been regularly paying the instalments until the outbreak of the COVID-19 pandemic.

2. The petitioner earlier approached this Court by filing W.P.(C)No.16440/2021, and this Court by Ext.P1 judgment directed the petitioner to pay the overdue amount of ₹3,33,625/- along with all applicable charges and interest in eight equal monthly instalments commencing from 15.09.2021.

3. Thereafter, the petitioner again approached this Court by filing WP(C) No.3508/2024 and by Ext.P2 judgment, this Court entertained the writ petition and granted 12 equal monthly instalments for remitting the outstanding amount of ₹46,96,432/-. The said judgment was passed on 30.01.2024;

but the same was not complied with.

4. The petitioner again approached this Court by filing W.P.(C)No.37628/2025, which was disposed of on 14.10.2025, directing the petitioner to remit the outstanding amount of ₹50,04,555/- in two equal monthly instalments, the first instalment on 05.11.2025 and the second on 05.12.2025. The petitioner could not remit the amount due

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