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2026 Supreme(Online)(Ker) 10272
IN THE HIGH COURT OF KERALA AT ERNAKULAM
BECHU KURIAN THOMAS, J
MATHEW ABRAHAM – Appellant
Versus
DBFS FINANCE & LEASING (INDIA) LIMITED – Respondent
WP(C) NO. 5094 OF 2025
For the Appellants/Petitioners: SHRI.K.J.ABRAHAM, SRI.NIKHIL JOHN, SRI.ARAVINDAKSHAN K.R.
For the Respondents: SRI.B.PREMNATH (E), SRI.C.AJITH KUMAR, SMT.VARSHA S.S., SRI.SHAJI SEBASTIAN, SHRI.SARATH M.S.
Court's jurisdiction on CIBIL report corrections highlights credit information accuracy.
Headnote:The petitioner sought a direction for correction of the CIBIL report concerning an entry of 'wilful default'. A counter affidavit from the second respondent indicated that corrections were made, with no prior delinquencies affecting the petitioner’s credit score, which improved to 745 as of December 15, 2025. The court recognized that the grievances were satisfactorily addressed by the respondents and closed the proceedings accordingly, effectively resolving the appeal.
| Table of Content |
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| 1. correction direction regarding credit information. (Para 1) |
| 2. successful resolution of originally disputed delinquencies. (Para 2) |
JUDGMENT
Petitioner seeks for a direction to correct Ext.P3 CIBIL report of the petitioner by deleting the entry 'wilful default'.
2. A counter affidavit has been filed by the 2ndrespondent, in which it is stated that, pursuant to the interim order dated 27.03.2025 and the communications received from the first respondent, the 2ndrespondent effected necessary corrections in the petitioner's Credit Information Report and his earlier reported delinquencies no longer appears in his CIR and his current CIBIL score stands at 745 as on 15.12.2025.
The learned counsel for the petitioner submitted that in view of the corrections effected on his CIBIL score, his grievance stands redressed.
Accordingly, this writ petition is closed.
Sd/-
