JUDGMENT

Dated this the 23^rd day of February, 2026 The petitioner availed a housing loan from the 2^nd respondent-Bank for a sum of Rs.10,00,000/-. Since there was default in repayment, the respondentw issued notice under Section 13(2) of the SARFAESI Act dated

20.08.2025 for clearing the outstanding liability.

2. The learned Standing Counsel for the Bank, on instructions, submits that the overdue amount as 18.02.2026 is Rs.1,57,850/-. The Bank has no objection in regularizing the loan account.

3. Having heard the learned counsel on both sides, and taking note of the fact that the Bank is proposing to take physical possession of the property and since the Bank has no objection in regularizing the loan account, I deem it appropriate to dispose of this writ petition with the following directions:

a) The petitioner shall remit the overdue amount of Rs.1,57,850/- together with any accrued interest, costs and allied charges, in two equated monthly installments, first of which to be paid on or before 28.02.2026 and the second to be paid on or before 30.03.2026 b) The petitioner shall continue to pay the regular EMIs/installments along with the installments as directed above.

c) In the event