JUDGMENT

1. When this Writ Petition is taken for consideration, there is no appearance for the Respondent Nos.3 and 4, Branches of Axis Bank. Standing Counsel for the Respondent Nos.3 and 4 appeared on 11.09.2025 and thereafter on 07.10.2025, the Standing Counsel sought time to file Counter Affidavit. No Counter Affidavit is seen filed. Hence, I heard the learned Counsel for the Petitioner and the Counsel for the contesting Respondent No.5.

2. The learned Counsel for the Petitioner submitted that though the Petitioner has sought Prayer Nos. (ii) & (iii) in the Writ Petition with respect to the Banking Ombudsman Scheme 2021, the Petitioner is not pressing for the said Prayers and the contentions in support of the said Prayers may be left open. Accordingly, Prayer Nos. (ii) & (iii) and contentions supporting the same are left open.

3. The Prayer No.(i) is to direct the Respondent Nos.3 and 4 to return the original documents of the Petitioner’s property within a time frame.

4. According to the Petitioner, the establishment of the Respondent No.5, M/s. Hilltop Spices and Exports, availed a loan from the Respondent No.3 and the Petitioner mortgaged his property by depositing its title deed