IN THE HIGH COURT OF KERALA AT ERNAKULAM
M.A.ABDUL HAKHI, J
UMAR NIZAR MOHAMMED ABDAH – Appellant
Versus
M/S HDFC BANK LIMITED – Respondent
J U D G M E N T
1. The Petitioner has filed this Writ Petition seeking a direction to Respondent Nos.1 and 2 to remove the 'written-off' remark recorded in the credit records maintained by the Respondent No.3.
2. According to the Petitioner, the Petitioner had settled the liability with the Respondent No.1/Bank and the liability was not written off by the Respondent No.1. The Respondent No.1 Bank wrongly communicated the mode of closure of the loan as 'written-off'.
3. The learned Standing Counsel for Respondent Nos.1 and 2, on instructions, submitted that it was by mistake that the Bank communicated the loan as 'written-off' instead of 'settled' to the Respondent No.3. They are ready to send communication to Respondent No.3 to correct the remark from 'written-off' to 'settled'.
4. Accordingly, this Writ Petition is disposed of, directing the Respondent Nos.1 and 2 to issue Communication to the Respondent No.3 that the loan availed by the Petitioner is 'settled' and not 'written-off' to enable the Respondent No.3 to update the records, within a period of two weeks from the date of receipt of a certified copy of the judgment and further directing the Respondent No.3 to update the recor
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