1. This appeal is filed challenging the judgment dated 14.10.2022 of the learned Single Judge in W.P.(C) No.21669 of 2012. Appellant was the petitioner in the said W.P.(C), and respondents were the respondents therein.

2. The Writ Petition was filed seeking to quash Ext.P9 award dated 03.01.2012 of the Insurance Ombudsman, Kochi, in Complaint No.IO / KCH / GI / 11-003-986/2010-11. The Ombudsman vide the said order directed the appellant Insurance Company to pay an amount of Rs.7,00,000/- to the 4th respondent, towards the sum insured under a group insurance policy covering her husband, who had died in an accident.

3. The brief facts pertaining to the subject matter are as follows :
The husband of the 4th respondent, K. S. Shibu, was a Lascar in the Irrigation Department of the Government of Kerala. He had been covered under a Group Personal Accident Policy (GPA policy) issued by the appellant Insurance Company to cover Government employees and teachers. On 19.05.2009, the petitioner's husband died of injuries suffered in a motor vehicle accident involving a collision between the motorcycle driven by him and a tourist bus. The 4th respondent preferred a claim with the appellant insur