JUDGMENT The petitioner has approached this Court challenging proceedings initiated under the Kerala Co-operative Societies Act , 1969 by the respondent bank for recovery of the amounts due from the petitioner.

2. The learned counsel for the petitioner would submit that the petitioner may be permitted to clear the liability in instalments.

3. The learned counsel for the respondent Bank submits that the sale was completed and the Bank itself purchased the property in auction. It is submitted that notwithstanding the above, if the petitioner were to make a substantial deposit immediately, the Bank has no objection in granting some instalments to the petitioner to repay the balance outstanding amount as the sale is yet to be confirmed. It is submitted that the outstanding amount (as on 27.02.2026) is Rs.8,60,316/-.

4. Having regard to the circumstances of the case and the submissions made as recorded above, I am of the view that the petitioner can be granted an opportunity to repay the outstanding amount along with any accrued interest, costs and charges in 15 instalments.

5. Accordingly, there will be a direction to the respondent bank to accept repayment of the entire outstanding amou