JUDGMENT

(Dated this the 24^th day of February, 2026)

The petitioner has filed this writ petition seeking a direction to the respondents to regularize the loan account and permit repayment of the outstanding amount in 20 instalments.

2. The petitioner’s husband had availed a loan of ₹30 lakhs from the respondent Bank for the completion of a dialysis centre. Upon default in repayment, the respondent Bank initiated proceedings under the SARFAESI Act and issued notice under Section 13(2).

3. Earlier, the petitioner’s husband had approached this Court by filing WP(C) No. 43880 of 2023. In the said writ petition, this Court directed the petitioner to remit the outstanding amount of ₹18,92,845/- (as on that date) in ten instalments.

4. Subsequently, the petitioner filed another writ petition, WP(C) No. 19030 of 2025 wherein, taking note of the S.A. No. 736/2024 pending before the Debts Recovery Tribunal (DRT), this Court declined to entertain the writ petition, without prejudice to the petitioner’s right to raise all contentions in the said S.A.

5. The present writ petition is the third one filed in respect of the very same loan transaction. The relief now sought has already been declined b