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2026 Supreme(Online)(Ker) 14227

IN THE HIGH COURT OF KERALA AT ERNAKULAM
BECHU KURIAN THOMAS, J
RUBEENA K.V – Appellant
Versus
KERALA STATE FINANCIAL ENTERPRISES – Respondent


Advocates:
For the Appellants/Petitioners: SRI.NEERAJ NARAYAN
For the Respondents: SMT.C.ANCHALA, SMT.ALEENA SABU M., SMT.ASEEBA V. H.

JUDGMENT

The limited relief sought for by the petitioner is for an opportunity for repayment of the entire liability due from him in instalments.

2. The petitioner had availed a loan against chitty from the respondents. However, due to reasons beyond his control, petitioner committed default in repayment. Revenue recovery proceedings have now been initiated against him as per Ext.P1 and hence petitioner has approached this Court, challenging the same.

3. The learned Standing Counsel, upon instructions, submitted that after adjusting the amounts paid by the petitioner, the total amount due is Rs.29,79,469/- as on 28.02.2026. It was also submitted that respondents are willing to accept repayment in reasonable instalments.

4. Having heard the learned counsel for the petitioner and the learned Standing Counsel for respondents, I am of the view that the writ petition can be disposed of with a direction to grant instalment facility to the petitioner.

Accordingly, there will be a direction to respondents to accept the entire amount of Rs.29,79,469/- due from the petitioner along with future interests and costs in 25 equated monthly instalments, with the first instalment commencing on 24.03.2

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