SupremeToday Landscape Ad
Back
Next
Judicial Analysis Court Copy Headnote Facts Arguments Court observation
Listen Audio Icon Pause Audio Icon
judgment-img

2026 Supreme(Online)(Ker) 14530

IN THE HIGH COURT OF KERALA AT ERNAKULAM
BASANT BALAJI, J
AJITHKUMAR – Appellant
Versus
THE MANAGER KERALA STATE FINANCIAL ENTERPRISE LTD. – Respondent
WP(C) NO. 42821 OF 2025



Advocates:
For the Appellants/Petitioners: SRI.S.SREEKUMAR, SMT.NAMITHA RAJESH, SMT.NITHYA V.D.
For the Respondents: SRI.ARUN ANTONY

The court established that without a valid liability, an encumbrance on property cannot be maintained.

Headnote:The court analyzed the requests for writs of mandamus against the Kerala State Financial Enterprise and involved parties, particularly focusing on encumbrance and property rights. The petitioner, claiming ownership of the property, sought clarification regarding an alleged financial liability. The court determined that there was no legitimate encumbrance on the property, allowing for the removal of the attachment. Court directed the necessary parties to issue an updated encumbrance certificate reflecting this.

Table of Content
1. petitioner's claim of property ownership and financial liability. (Para 2 , 3)
2. court's finding on the absence of a legitimate attachment. (Para 4 , 5 , 6)
3. court's directive for action regarding the encumbrance. (Para 7)

JUDGMENT

(Dated this the 23rd day of February, 2026)

The prayers in the writ petition are as follows;

“(i) To issue a writ of mandamus or any other appropriate directions compelling and commanding the 1st respondent to inform the petitioner about the liability of the petitioner’s property towards the KSFE and if the liability is genuine the petitioner may be given an opportunity for clearing the liability.

(ii) To issue a writ of mandamus or any other appropriate directions compelling and commanding the 2nd respondent to make necessary entries in the encumbrance certificate after clearing the dues with the KSFE.

(iii) Issue such other Writ, Order or Direction that this Honorable Court may deem fit and proper in the nature and circumstances of the case.”

2. The petitioner is the absolute owner of 4.65 Ares of property comprised in Re-survey No. 486/1 in Block No. 25 of Mundakkal Village, Kollam District. The property originally belonged to the petitioner’s father, who passed away on 25.12.2019. Upon his demise, the petitioner, being one of the legal heirs, became the owner of the property.

3. When the petitioner applied for an Encumbrance Certificate, he noticed that an attachment for an amount of ₹11,609/- alleged to be due to the 1st respondent was re therein, as evidenced by Ext.P1. The petitioner thereafter submitted Ext.P2 representation before the 1st respondent seeking clarification/removal of the attachment. However, no reply has been received till date. Owing to the subsisting attachment shown in Ext.P1, the petitioner submits that he is unable to effect improvements to the property or avail any financial assistance.

4. The learned counsel for the 1st respondent, on instructions, submits that upon verification of records, no attachment is presently subsisting in respect of the petitioner’s property having an extent of 4.65 Ares in Re- survey No. 486/1, Block No. 25 of Mundakkal Village, and that there is no liability outstanding in respect of the said property.

5. If that be so, the attachment shown in Ext.P1 cannot continue to remain as an encumbrance against the property. The learned Government Pleader submits that the entry in the encumbrance certificate was made at the instance of the 1st respondent.

6. When the creditor itself has no case that any liability subsists in respect of the property, such attachment cannot be permitted to continue in the revenue records.

7. In the above circumstances, acting upon the submission made by the learned counsel for the 1st respondent, there will be a direction to the 2nd respondent to delete the entry of attachment in respect of 4.65 Ares of property comprised in Re-survey No. 486/1 in Block No. 25 of Mundakkal Village, Kollam District, and to issue a fresh Encumbrance Certificate without reflecting the said attachment, within a period of one month from the date of receipt of a copy of this judgment.

Sd/-

Click Here to Read the rest of this document
1
2
3
4
5
6
7
8
9
10
11
SupremeToday Portrait Ad
supreme today icon
logo-black

An indispensable Tool for Legal Professionals, Endorsed by Various High Court and Judicial Officers

Please visit our Training & Support
Center or Contact Us for assistance

qr

Scan Me!

India’s Legal research and Law Firm App, Download now!

For Daily Legal Updates, Join us on :

whatsapp-icon Back to top