SupremeToday Landscape Ad
Back
Next
Judicial Analysis Court Copy Headnote Facts Arguments Court observation
Listen Audio Icon Pause Audio Icon
judgment-img

2026 Supreme(Online)(Ker) 14553

IN THE HIGH COURT OF KERALA AT ERNAKULAM
T.R.RAVI, J
SUDHIR M – Appellant
Versus
THE UNION BANK OF INDIA – Respondent
OP(C) NO. 401 OF 2026



Advocates:
For the Appellants/Petitioners: SRI.T.MADHU, SMT.C.R.SARADAMANI, SHRI.RENJISH S. MENON, SMT.AVANTHIKA R., SMT.ARUNIMA A.R., SHRI.T.S.DAVIS
For the Respondents: SHRI.ASP.KURUP, SRI.SADCHITH.P.KURUP, SHRI.SIVA SURESH, SMT.B.SREEDEVI, SMT.ATHIRA VIJAYAN, SHRI.VYSHNAV S. NAIR, SMT.AKSHARA RAVI

The court grants the petitioner the option to repay debts through monthly instalments, conditional on timely payments.

Headnote:The petition requests permission for the petitioner to repay the due amounts in 20 equal monthly instalments, citing financial difficulties post-liver transplant surgery. The court directs the petitioner to pay the amount due with interest in instalments, stipulating consequences for defaults. The court emphasizes that if two consecutive defaults occur, the respondent can resume recovery processes. Final determination made on 23.02.2026 reflects the necessity for instalment payments due from 24.03.2026.

JUDGMENT

The only prayer in this original petition is to permit the petitioner to pay off the amounts due in 20 equated monthly instalments. It is stated that the petitioner has already undergone a liver transplant surgery and it is difficult to find money to pay off the amounts in bulk. The respondent appeared through counsel and submitted that as on 05.02.2026, more than Rs.9 lakhs is due.

In the above circumstances, this original petition is disposed of directing the petitioner to pay off the amount due along with interest accrued in 20 equal monthly instalments, the first instalment becoming due on or before 24.03.2026 and the remaining instalments becoming due on or before the 24th day of the succeeding months. If the petitioner makes two consecutive defaults in payment of the instalments, the respondent is free to proceed with recovery steps. Coercive steps for recovery shall be kept in abeyance for facilitating the payments by instalments as directed above.

Sd/-

Click Here to Read the rest of this document
1
2
3
4
5
6
7
8
9
10
11
SupremeToday Portrait Ad
supreme today icon
logo-black

An indispensable Tool for Legal Professionals, Endorsed by Various High Court and Judicial Officers

Please visit our Training & Support
Center or Contact Us for assistance

qr

Scan Me!

India’s Legal research and Law Firm App, Download now!

For Daily Legal Updates, Join us on :

whatsapp-icon Back to top