JUDGMENT

(Dated this the 27^th day of February, 2026)

The petitioner availed a loan from the respondent bank for an amount of 14 lakhs by mortgaging the property of 6.90 Ares of land with residential house therein situated in Resurvey no.22/14 of Adoor, Pathanamthitta District. When there was default in repayment, the bank initiated proceedings under the SARFAESI Act .

2. The learned Standing Counsel appearing for the respondents, on instructions, submits that as on today, the total overdue amount comes to Rs.2,40,761/-.

3. The counsel for the petitioner submits that the petitioner had complied with the order dated 22.01.2026, and now seeks an indulgence from this court to grant installments to wipe off the overdue amount. The respondent Bank is willing to accept repayment of overdue amount in limited installments. This is recorded.

4. Having heard the counsel appearing for the petitioner as well as the Standing counsel appearing for the respondent bank, I deem it appropriate to dispose of the writ petition with the following directions:

(i) The petitioner shall pay the overdue amount of Rs.2,40,761/- (Rupees two lakh forty thousand seven hundred sixty one only) along with any accrued