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IN THE HIGH COURT OF KERALA AT ERNAKULAM
K. NATARAJAN, JOHNSON JOHN, JJ
THE THRISSUR CO-OPERATIVE AGRICULTURAL & RURAL DEVELOPMENT BANK LTD NO. 329 CIVIL LANE ROAD, THRISSUR – Appellant
Versus
THE REGISTRAR KERALA CO-OPERATIVE OMBUDSMAN – Respondent
| Table of Content |
|---|
| 1. case involves a loan dispute with procedural issues. (Para 1 , 3 , 4 , 5) |
| 2. arguments presented from both parties. (Para 2) |
| 3. discussion on procedural fairness principles. (Para 6 , 8) |
K. NATARAJAN, J.
This writ appeal is filed by the appellant Bank by challenging the order dated 10.11.2025 passed by the learned Single Judge of this Court in W.P.(C)
No.31867/2025.
2. We have heard the arguments of the learned counsel appearing for the appellant, the learned Senior Government Pleader appearing for the 1st respondent and the learned counsel appearing for the 2nd respondent.
3. The case of the appellant was that the 2nd respondent had availed a loan from the appellant bank and had also repaid the same, but the 2nd respondent claimed that the appellant had charged and recovered an excess amount, i.e., Rs.3,120/- more from the 2nd respondent. Therefore, he approached the Kerala State Co-operative Ombudsman Office by filing a complaint. Wherein, the Ombudsman passed an order directing the appellant Bank to repay Rs.2,940/- out of the claimed amount of Rs.3,120/-, vide order dated 21.01.2025. Being aggrieved by the same, the appellant Bank filed a writ petition against the
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