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2026 Supreme(Online)(Ker) 23216

IN THE HIGH COURT OF KERALA AT ERNAKULAM
M.B. SNEHALATHA, J
ARCHANA – Appellant
Versus
BENNY – Respondent
MACA NO. 3444 OF 2016 | OPMV NO.140 OF 2015



Advocates:
For the Appellants/Petitioners: SRI.SHEJI P.ABRAHAM

Compensation for permanent disability must align with statutory principles, ensuring just outcomes for minors in motor vehicle accidents.

Headnote:(A) Motor Vehicles Act, 1988 - Compensation for minor claimant in a motor accident - Tribunal awarded ₹36,460/- which was found meager - Following principles in Mallikarjun v. Divisional Manager, the court enhanced compensation due to established permanent disability and improper assessment of medical expenses. (Paras 5, 8, 9, 10, 12, 13)

(B) Appeal factors - Court clarified that even absence of examining the doctor who issued the disability certificate does not necessitate its rejection, and meager amounts awarded under nourishment and bystander expenses were increased. (Paras 10, 11, 12)

Facts of the case:
The minor claimant sustained serious injuries as a pillion rider in a motorcycle accident with a pickup van driven rashly by the respondent. The claimant’s treatment resulted in permanent 5% disability and hospitalization for two days. (Paras 2, 3, 6)

Findings of Court:
Compensation was enhanced, and the court ordered the insurance company to deposit the total amount with 9% interest after adjustments. (Paras 13, 14)

Issues: The court considered the inadequacy of compensation related to hospitalization, disabilities, and statutory principles governing compensation for minors in accidents. (Paras 5, 8)

Ratio Decidendi: The court reaffirmed the need to consider the statutory principles of compensation for sustained injuries in line with established precedents, ensuring just and fair compensation for the claimant, especially minors. (Paras 5, 8, 9)

Result: Appeal allowed; compensation enhanced and ordered for payment by the insurance company.

Table of Content
1. claimant's accident details and injuries. (Para 2 , 3 , 4 , 7)
2. contentions regarding compensation amounts. (Para 5 , 6)
3. supreme court precedents for calculating disability compensation. (Para 8 , 9)
4. enhancement of additional compensation amounts. (Para 10 , 11)
5. final order for compensation payment and procedures. (Para 12 , 13 , 14 , 15)

JUDGMENT This appeal has been filed by the claimant in O.P (MV)

No.140/2015 on the file of the Motor Accidents Claims Tribunal,(hereinafter referred to as “tribunal”), Ottapalam, seeking enhancement of compensation awarded by the Tribunal.

2. The case of the claimant is that on 01.12.2014 at about 9.15 a.m., while the claimant then aged 9 was travelling as a pillion rider of a motorcycle bearing Reg. No.KL-49-2543 through Vandazhy-Mangalam dam public road, a pickup van bearing Reg. No.KL-49-3165 driven by the 1st respondent in a rash and negligent manner, dashed against the motorcycle and as a result of which the claimant sustained serious injuries. The accident occurred due to the rash and negligent driving of the 1st respondent, who was the driver of the pickup van. The 2nd respondent is the registered owner of the offending van. The 3rd respondent is the insurer of the offending vehicle.

3. Respondents 1 and 2 remained ex parte before the tribunal. The 3rd respondent/Insurance Company filed written statement, admitting the insurance policy, but challenging the quantum of compensation claimed by the claimant.

4. The Tribunal, after analysing the evidence and materials on record, awarded a compensation of ₹36,460/- under various heads with interest @9% per annum from the date of petition till realization. Dissatisfied with the quantum of compensation awarded by the Tribunal, the claimant has come up in appeal.

5. The learned counsel for the claimant contended that the award passed by the Tribunal is meager and it is not a just compensation. It was further contended that the Tribunal failed to follow the settled principle of law laid down by the Hon’ble Supreme Court in Mallikarjun v. Divisional Manager, the National Insurance Co. Ltd and another [(2014) 14 SCC 396]. Though the claimant, who was a minor at the time of the accident, sustained permanent disability, which is assessed as 5%, the Tribunal failed to award any amount under the head permanent disability on the ground that the doctor was not examined to prove Ext.A10 disability certificate. According to the learned counsel for the claimant, the Tribunal ought to have awarded ₹1 lakh under the said head, following Mallikarjun’s case (cited supra).

6. Per contra, the learned counsel appearing for the 3rd respondent-insurance company contended that the award passed by the Tribunal is just and reasonable and therefore, there are no reasons to enhance the compensation.

7. It is an undisputed fact that on 1.12.2014 at about 9.15 am, while the claimant who was then aged 9 years, was travelling as a pillion rider of a motor cycle bearing registration No.KL-49- 2543, a pick-up van bearing registration No.KL-49-3165 driven by the 1st respondent hit on the motorcycle and in the said accident claimant sustained injuries. It also stands established that the accident occurred due to the rash and negligent driving of the 1st respondent, who was the driver of the pick-up van bearing registration No.KL-49-3165. Exts.A8 and A9 would show that the claimant sustained the following injuries:-

i) Cerebral concussion ii) Abrasion over ® hand and leg.

The claimant had undergone treatment as an inpatient for two days. The claimant has produced Ext.A10 disability certificate to the effect that she sustained permanent disability of 5%.

8. In paragraph 12 of Mallikarjun v. Divisional Manager, National Insurance Company Limited and Another [2014 (14) SCC 396] the Hon’ble Apex Court held as follows:

“Though it is difficult to have an accurate assessment of the compensation in the case of children suffering disability on account of a motor vehicle

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