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2026 Supreme(Online)(Ker) 24398

IN THE HIGH COURT OF KERALA AT ERNAKULAM
M.B. SNEHALATHA, J
UNITED INDIA INSURANCE COMPANY LIMITED – Appellant
Versus
AYANA PRASAD – Respondent


Advocates:
For the Appellants/Petitioners: SRI.JOHN JOSEPH VETTIKAD
For the Respondents: SRI.SHEJI P.ABRAHAM, SRI.V.BINOY RAM, SRI.JOHN JOSEPH VETTIKAD, SRI.C.JOSEPH JOHNY

Table of Content
1. court approves appeals regarding compensation. (Para 1 , 2 , 3)
2. lack of response from specified parties. (Para 4 , 5)
3. arguments on adequacy of compensation. (Para 6 , 14 , 15)
4. insurance company disputes compensation amount. (Para 7 , 23)
5. assessment of injuries and their consequences. (Para 8 , 10 , 12 , 13)
6. re-assessment of awarded compensation. (Para 16 , 17 , 18 , 19 , 20 , 21)
7. legal interpretation on insurance liability. (Para 26 , 27 , 28 , 29)
8. final orders regarding compensation. (Para 31)

JUDGMENT

These two appeals have been preferred from the award passed in OP(MV)No.775/2011 on the file of the Motor Accidents Claims Tribunal, Irinjalakuda.

2. MACA No.3159/2016 is an appeal preferred by the claimant, whereas the MACA No.2103/2016 is an appeal preferred by the Insurance Company. For the sake of convenience, the parties shall be referred to in this appeal as the claimant and respondents as in the O.P.

3. Claimant filed the OP seeking compensation under Section 166 of the Motor Vehicles Act , from R1 to R3, stating that on 01.06.2011 at 5.00 pm, while she was travelling in an autorickshaw bearing Reg.No.KL-8/G 6686 driven by the 1st respondent an

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