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IN THE HIGH COURT OF KERALA AT ERNAKULAM
Gopinath P., J
Joseph Mani – Appellant
Versus
State Of Kerala – Respondent
| Table of Content |
|---|
| 1. factual background and prior litigation history. (Para 1 , 2) |
| 2. writ petitions are not maintainable for disputed loan facts when statutory forums are available. (Para 3 , 4 , 5 , 6) |
JUDGMENT
Dated this the 21st day of May, 2026 The petitioner has availed credit facilities from the 4th respondent Bank, which is a Co-operative Agricultural and Rural Development Bank constituted under the provisions of the Kerala State Co-operative Agricultural and Rural Development Banks Act, 1984 (In short ‘the CARD Bank Act’). According to the petitioner, proceedings have been initiated against the petitioner under the provisions of the CARD Bank Act, on the basis that the petitioner has availed certain loans (loans other than those admitted by the petitioner) from the Bank.
2. It is the submission of the learned Counsel for the petitioner that the petitioner is not liable to pay any amount towards the loans not availed by him. The petitioner had earlier approached this Court by filing W.P.(C) No.24140 of 2025 which was disposed of by Ext.P23 judgment, directing the consideration of a representation submitted by the petitioner before the Joint Registrar of Co-operative Societies (
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