IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT THE HONOURABLE THE CHIEF JUSTICE MR. NITIN JAMDAR &

THE HONOURABLE MR. JUSTICE S.MANU FRIDAY, THE 21^ST DAY OF MARCH 2025 / 30TH PHALGUNA, 1946 WA NO. 1802 OF 2016 AGAINST THE JUDGMENT DATED 26.07.2016 IN WPC NO.31683 OF

2011 OF HIGH COURT OF KERALA APPELLANT/ 1 s t RESPONDENT IN W.P.(C):

THE FEDERAL BANK LTD.

HAVING ITS REGISTERED OFFICE AT P.B NO 103, FEDERAL TOWERS, ALUVA 683 101, KERALA STATE, A COMPANY INCORPORATED UNDER THE COMAPNIES ACT HAVING ITS ASSET RECOVERY BRANCH OF FEDERAL TOWERS, MARINE DRIVE, ERNAKULAM, REPRESENTED BY ITS AUTHORIZED OFFICER BY ADVS.

SR.ADV.RAJU RAMACHANDRAN MOHAN JACOB GEORGE P.V.PARVATHY (P-41)

REENA THOMAS RESPONDENTS/WRIT PETITIONER, 2 ^nd RESPONDENT & ADDL.R3 IN THE W.P.(C):

1 A.C.CHUMMAR AKKARA HOUSE, OLLUR P.O, THRISSUR, KERALA

2 M/S.INDIANA BAKERY MOTIUDYAG, MALAD, MUMBAI-64.

3 ANITHA MATHEW W/O. A.C.CHUMMAR,RESIDING AT AKKARA HOUSE, OLLUR.P.O., THRISSUR, KERALA.

BY ADVS.

BINOY VASUDEVAN K MANOJ CHANDRAN K K.SRIKUMAR (SR.)(S-609)

P.R.AJITH KUMAR(K/000708/1998)

AMMU CHARLES(K/000664/2013)

P.B KRISHNAN (SR.)

P.B.SUBRAMANYAN(K/1145/2009)

SABU GEORGE(K/000711/1998)

P.SHRIHARI(K/490/1990)

B.ANUSREE(K/000951/2016)

MANU VYASAN PETER(K/000652/2013)

K.V.RAJESWARI RINCY KHADER SREEJITH SREENATH SUSHAMA DEVI M.

THIS WRIT APPEAL HAVING BEEN FINALLY HEARD ON

12.02.2025, ALONG WITH WA.Nos.2079/2016 & 2124/2016, THE COURT ON 21.03.2025 DELIVERED THE FOLLOWING:

IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT THE HONOURABLE THE CHIEF JUSTICE MR. NITIN JAMDAR &

THE HONOURABLE MR. JUSTICE S.MANU FRIDAY, THE 21^ST DAY OF MARCH 2025 / 30TH PHALGUNA, 1946 WA NO. 2079 OF 2016 AGAINST THE JUDGMENT DATED 26.07.2016 IN WP(C)NO.31683 OF 2011 OF HIGH COURT OF KERALA APPELLANT/PETITIONER:

A.C.CHUMMAR AKKARA HOUSE, OLLUR (PO),THRISSUR, KERALA.

BY ADVS.

BINOY VASUDEVAN SREEJITH SREENATH(K/000508/2018)

RINCY KHADER(K/733/2006)

K.V.RAJESWARI(K/1308/2002)

SUSHAMA DEVI M.(K/001817/2024)

RESPONDENTS/RESPONDENTS:

1 THE FEDERAL BANK LTD.

HAVING ITS REGISTERED OFFICE -P.B.NO.103, FEDERAL TOWERS, ALUVA-683 101, REPRESENTED BY THE AUTHORISED OFFICER UNDER THE SECURITISATION AND RECONSTRUCTION OF FINANCIAL ASSETS & ENFORCEMENT OF SECURITY INTEREST ACT, 2002, REGIONAL OFFICE, MISSION QUARTERS, T.B.ROAD, S T NAGAR, THRISSUR -1.

2 M/S.INDIANA BAKERY, MOTI UDYOG, MALAD, MUMBAI-64.

3 ANITHA MATHEW, W/O.A.C.CHUMMAR RESIDING AT AKKARA HOUSE, OLLUR (PO),THRISSUR, KERALA.

BY ADVS.

K MANOJ CHANDRAN K.SRIKUMAR (SR.)(S-609)

P.R.AJITH KUMAR(K/000708/1998)

AMMU CHARLES(K/000664/2013)

P.SHRIHARI K.N.ABHILASH M.A.AHAMMAD SAHEER K.AASHA SUNIL NAIR PALAKKAT MARY NITHIYA K.J(K/001246/2021)

P.B.KRISHNAN (SR.)

P.B.SUBRAMANYAN(K/1145/2009)

SABU GEORGE(K/000711/1998)

B.ANUSREE(K/000951/2016)

MANU VYASAN PETER(K/000652/2013)

MOHAN JACOB GEORGE SR.ADV.RAJU RAMACHANDRAN THIS WRIT APPEAL HAVING BEEN FINALLY HEARD ON

12.02.2025, ALONG WITH WA.Nos.1802/2016 AND 2124/2016, THE COURT ON 21.03.2025 DELIVERED THE FOLLOWING:

IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT THE HONOURABLE THE CHIEF JUSTICE MR. NITIN JAMDAR &

THE HONOURABLE MR. JUSTICE S.MANU FRIDAY, THE 21^ST DAY OF MARCH 2025 / 30TH PHALGUNA, 1946 WA NO. 2124 OF 2016 AGAINST THE JUDGMENT DATED 26.07.2016 IN WP(C)NO.31683 OF 2011 OF HIGH COURT OF KERALA APPELLANT/ 2 n d RESPONDENT:

M/S.INDIANA BAKERY MOTIUDIYOG, MALAD, MUMBAI-64, REPRESENTED BY ITS PARTNER, P.K.UNNI, AGED 78 YEARS, S/O.

P.K.KUTTAN, RESIDING AT 2B, SAYUJYA APARTMENTS, THEKKEMADOM ROAD, THRISSUR DISTRICT.

BY ADVS.

K MANOJ CHANDRAN K K.SRIKUMAR (SR.)(S-609)

P.R.AJITH KUMAR(K/000708/1998)

AMMU CHARLES(K/000664/2013)

RESPONDENTS/WRIT PETITIONER, 1 s t & 3 r d RESPONDENTS:

1 A.C.CHUMMAR AGED 62 YEARS, AKKARA HOUSE, OLLUR POST, THRISSUR, KERALA, PIN 680306.

2 THE FEDERAL BANK LTD.

OFFICE PB NO.103, FEDERAL TOWERS, ALUVA-681101, REP. BY A/O. OFFICER UNDER THE SECURITIZATION AND RECONSTRUCTION OF FINANCIAL ASSETS ENFORCEMENT OF SECURITY INTEREST ACT 2002.

3 ANITHA MATHEW W/O.A.C.CHUMMAR, AKKARA HOUSE, OLLUR POST, THRISSUR, PIN-680306.

BY ADVS.

P.B.KRISHN