ORDER

Prayer sought for herein is for a Writ of Mandamus, directing the second respondent to update the records of CIBIL correctly and to remove the Loan Account details, which were wrongly mentioned in the petitioner's Pan Card number CCOPS0932F, within a stipulated period as prescribed by this Court.

2.That the petitioner is working as Sub Inspector of Police in commercial Crime Investigation Wing-CID-(CCIW-CID) of Sivagangai. He obtained a PAN card from the first respondent Income Tax Department on 12.12.2008 and his PAN number is CCOPS0932F. He had furnished the said PAN number to his bank as well as the police Department for getting salary.

3.According to the petitioner, the petitioner is having the SB salary account at State Bank of India, Karaikudi Branch through which he is getting salary every month. In that Bank, with the strength of the said SB account, he had availed some loan like jewel loan in the very same branch of the State Bank of India, like that, the petitioner also availed property loan from the REPCO Bank, Karaikudi Branch.

4.Except these loan accounts or salary accounts at State Bank of India at Karakudi and REPCO Bank at Karaikudi, the petitioner is not having any account in any Bank or Fiance Institution in the country.

5.When that being so, the petitioner had come to know that the very same PAN number, which was allotted to the petitioner had been mistakenly identified as the PAN number of another man with the same name at Enathur Village, Kanchipuram District and whatever the loan have been obtained by the said person from Enathur village seems to have been reflected in the TRANSUNION CIBIL Limited records, with the result, it has caused some inconvenience to the petitioner, as if, that the petitioner availed more loans from more Banks.

6.In order to rectify the same and to conclude or remove the loan account details, which were wrongly mentioned in the petitioner's PAN No.CCOPS0932F, except the account numbers as mentioned in State Bank of India at Karaikudi and REPCO Bank at Karaikudi, the petitioner had given a representation to the respondents, especially, the second respondent on 26.11.2019. However, the said representation since has not been considered in proper perspective and according to the petitioner, the loan accounts or Bank accounts of another man, that is, one Sekar from Kanchipuram District, since had also reflected in the name of the petitioner with the PAN number of the petitioner in the CIBIL account, in order to get redressal of his grievance, he seeking for a direction to the second respondent to decide the representation of the petitioner, dated 26.11.2019, has approached this Court by filing the present writ petition.

7.Heard Mr.S.Balaji, learned counsel appearing for the petitioner, who, after some hearing, during the last occasions, had filed the additional typeset of documents, where he has given the account details of the petitioner available in the State Bank of India, Karaikudi and REPCO Bank, Karaikudi, however, in respect of the petitioner, except the accounts available in the said two Banks at Karaikudi Branch, no other accounts belongs to the petitioner, and therefore, whatever the remaining accounts shown, as if it belongs to the petitioner in view of the confusion made in the PAN number of the petitioner with the similar name of the petitioner, he has given the details so as to enable the second respondent to rectify the said error in their records. Therefore, the learned counsel for the petitioner seeks indulgence of this Court to issue a direction to that effect to the second respondent.

8.Heard Mr.R.Pon Senthil Kumar, learned counsel appearing for the second respondent, who has filed the counter affidavit and relying upon the same, the learned counsel would submit that, if the petitioner is able to pin point what are all the accounts that are in live insofar as the petitioner is concerned, the same can be taken into account by the second respondent and the remaining ac