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2024 Supreme(Online)(MAD) 42659

HIGH COURT OF MADRAS
Dr. Justice D. Nagarjun, J
R.Kamatchi – Appellant
Versus
Indian Overseas Bank – Respondent
W.P.No.14625 of 2016



Advocates:
Mr.Ashwin Prasad for Ms.V.Srimathi, Mr.Srinivasamurthy

A missing person's family cannot claim pension without a legal declaration of death as per applicable regulations.

Headnote:(A) Indian Overseas Bank (Employees) Pension Regulations, 1995 - Family pension - Writ petition seeking mandamus for family pension from March 2014 - Petitioner’s husband missing since January 2014 - Court directed petitioner to obtain a decree declaring husband as deemed dead before applying for family pension. (Paras 2.1, 5, 7)

(B) Application for family pension - Required documents include death certificate and legal heir certificate - Petitioner has not submitted necessary documents, thus request not considered. (Paras 3, 5)

Facts of the case:
The petitioner’s husband, an Assistant Manager at the respondent bank, retired in 2000 and went missing in January 2014. The petitioner sought family pension after no response from the bank.

Findings of Court:
The petitioner must approach a Civil Court to obtain a decree declaring her husband as deemed dead before applying for family pension.

Issues: The main issue was whether the petitioner could claim family pension without a decree declaring her husband deceased.

Ratio Decidendi: The court ruled that without a legal declaration of death, the petitioner cannot claim family pension, emphasizing the need for proper documentation as per bank regulations.

Result: Writ petition disposed of with directions for filing a fresh application.

Table of Content
1. petitioner's husband missing (Para 2)
2. submission by respondent (Para 3)
3. court's directive on family pension (Para 4 , 5)
4. requirement for family pension (Para 7)

O R D E R

This writ petition is filed seeking a mandamus directing the respondent to pay monthly pension to the petitioner from March 2014.

2. The facts in brief as submitted by the learned counsel for the petitioner are as follows:

2.1. The petitioner's husband was working in the respondent bank as an Assistant Manager and was retired on 31.08.2000, by availing voluntary retirement service scheme. Subsequently, the petitioner's husband V.Rajaram was found missing from January 2014 and so far as his whereabouts of him is not known. The petitioner having waited for him since 2014 has ultimately requested the respondent Bank to grant family pension to her. As there was no response, this writ petition.

3. The learned counsel for the respondent has submitted that family pension will be paid by following the Indian Overseas Bank (Employees) Pension Regulations 1995. It is further submitted that if an employee expires in order to sanction family pension, an application has to be filed seeking family pension along with the death certificate of the deceased employee, the legal heir certificate and other connected documents. However, the petitioner has not filed any of these documents, thereby the petitioner's request was not considered.

4. Heard both sides and perused the materials available on record.

5. In case an employee of the Bank dies, basing on the death certificate family pension will be granted after scrutinising relevant documents including the legal heir certificate, etc. However, in the case on hand the whereabouts of the petitioner's husband is not known. Therefore, the petitioner is expected to approach Civil Court or any other appropriate forum and obtain a decree or order that the petitioner's husband was not seen since long time, thereby, he is deemed to have been dead. After getting such directions the petitioner can file application seeking family pension.

6. The learned counsel for the petitioner submits that the petitioner would file an application by following the procedures as prescribed in the Indian Overseas Bank (Employees) Pension Regulations 1995 along with the supporting documents, and sought for a direction for early disposal of the same.

DR. D.NAGARJUN,J. VCA

7. Considering the same, the petitioner is at liberty to file fresh application for family pension by enclosing all the relevant documents and on filing of such application, the respondent Bank is directed to process the application and dispose it of as expeditiously as possible. With these observations, this writ petition is disposed of. Costs made easy.

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