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2022 Supreme(Online)(MAD) 22929

HIGH COURT OF MADRAS
K.Kalyanasundaram, V.Sivagnanam, JJ
M/s Cholamandalam MS General Insurance Company Limited – Appellant
Versus
S.Sujatha – Respondent
C.M.A.No.2137 of 2021 | C.M.P.No.11797 of 2021



Advocates:
For the Appellants/Petitioners: Mr.M.B.Raghavan
For the Respondents: Mrs.Ramya V.Rao

Compensation in fatal accident claims is justifiably reduced based on actual income assessments and the application of future prospects.

Headnote:The appeal challenges the award by the Motor Accident Claims Tribunal under Section 173 of the Motor Vehicles Act 1988 for an accident resulting in fatal injuries with claims for compensation. The Tribunal concluded negligence was on the driver, awarding compensation of Rs.1,92,25,000/-. The appellant disputes the calculation of income, suggesting a lower threshold. The Court, while confirming the findings on negligence, reduced the compensation to Rs.1,02,75,000/- based on assessed loss of income and other factors.

Table of Content
1. establishment of accident and resulting claims. (Para 4)
2. dispute over income proofs and claim validity. (Para 6 , 7)
3. court analysis of income and applicable laws. (Para 8 , 9 , 10 , 11)
4. final rulings on compensation adjustments. (Para 13)

JUDGMENT

[Judgment of the Court was delivered by K.KALYANASUNDARAM, J.]

This appeal is directed against the award passed by the Motor Accident Claims Tribunal, Special Sub Judge, Cuddalore made in MCOP No.503 of 2015 dated 03.12.2020.

2.Heard Mr.M.B.Raghavan, learned counsel appearing for the appellant/Insurance Company and Mrs.Ramya V.Rao, learned counsel appearing for the respondents/claimants and perused the materials available on record.

3.The facts in nutshell:-

This is the case of fatal accident. On 30.08.2014 at about 08.30 hours, when the deceased Senthil was riding his Yamaha Libero Motorcycle bearing Reg.No.31-F-5848 on Imperial Road, opposite to Chakralaya Motors, Cuddalore, a Maxi Cab bearing Reg.No.TN-21-C-1026, which was coming from the opposite direction in a rash and negligent manner, hit against the deceased. Even though he was taken to Government Head Quarters Hospital, Cuddalore, he succumbed to the injuries on the same day. The respondents 1 to 3 filed the claim petition seeking compensation of Rs.2,50,00,000/-. The first claimant is the wife and the claimants 2 and 3 are the children of the deceased Senthil. The fifth respondent is the mother of the deceased. During the pendency of the appeal, the father of the deceased died. According to the claimants, the deceased Senthil died at the age of 35 years and he was working Bosun (Officer in Ship Managng Deck crew) and drawing a sum of Rs.1,00,000/- per month. Hence, the owner as well as insurer of the Maxi Cab are liable to pay compensation.

4.The claim was resisted by the appellant/Insurance Company by filing a detained counter disputing and denying the allegations made in the claim petition.

5.During the Trial, the parties adduced oral and documentary evidence.

After analyzing the evidence adduced by the parties, the Tribunal came to the conclusion that the accident occurred due to the negligence of the driver of the maxi cab van and awarded compensation of Rs.1,92,25,000/- along with interest at the rate of 7.5% per annum. Questioning the same, the present appeal has been filed.

6.The learned counsel appearing for the appellant/Insurance Company would urge that though the claimants have pleaded in the claim petition that the deceased was earning Rs.1,00,000/- per month, but no material is available to show that the income was received by the claimants. According to the learned counsel, P.W.1 has admitted in her evidence that her deceased husband has deposited the earning in her account and if the average amount received from the deceased is taken, it would be Rs.33,774/- per month, hence, the notional income fixed by the Tribunal as Rs.1,00,000/- per month is liable to be set aside.

7.Per contra, the learned counsel appearing for the respondents/claimants would submit that the claimants have produced the receipts for payment of salary, but there is no supporting documents to show that those amounts were credited to the account of the deceased, nor the said amount was received by the claimants. It is the submission of the learned counsel that the amount awarded by the Tribunal is reasonable and no interference is required by this Court.

8.We have considered the rival submission of both the learned counsels and perused the materials available on record.

9.In this appeal, the appellant/Insurance Company have not disputed the finding on negligence, but they are questioning the quantum of compensation awarded in favour of the claimants.

10.Perusal of the bank statements of P.W.1, which were marked as Exs.P.69 and 74, would reveal that the deceased had deposited money in the account of P.W.1 from the year 2008 to 2014. The amount varies from year to year. In 2008- 2009, Rs.13,527/- was deposited in the account of P.

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