IN THE HIGH COURT OF JUDICATURE AT MADRAS DATED: 20-06-2025 CORAM:

THE HONOURABLE MR JUSTICE P.VELMURUGAN Writ Petition No.7993 of 2025 and W.M.P.Nos.8970 and 8971 of 2025 B.Kalyan .. Petitioner Vs

1. The State Of Tamil Nadu Rep by its Principal Secretary To Government, Department Of Home, Fort St. George, Chennai-600 009.

2. Union of India, represented by its Principal Secretary to Government of India, Ministry of Home Affairs, Secretariat, New Delhi.

3. The Reserve Bank of India, Rep. by its Chief General Manager, Secretary, Secretaries Department, 16th Floor, Central Office Building, Shahid Bhagat Marg, Mumbai-400 001. Maharashtra State.

4. Citizen Financial Cyber Fraud Reporting and Management System (CFCFRMS), Rep. by Principal Secretary, Home Affairs, Secretariat, New Dellhi.

5. The Branch Manager, HDFC Bank Ltd., ITC Centre, Anna Salai, 759, ITC Centre, Anna Salai, Opp.TVS, Chennai-600002 002.

6. The Director and Inspector General of Police, Mylapore, Chennai-600 004.

7. The Station House Officer, Cyber Crime Police Station, Assistant Commissioner of Police, Hyderabad, Telangana State.

8. The Inspector of Police, Hanamkonda Police Station, Warangal Commissionerate, Hanak Konda, Telangana State.

9. The Station House Officer, Siddipet I-Town Police Station, Siddipet, Telangana State.

10. The Superintendent of Police, Cyber Security Bureau, Hyderabad, Telangana State.

11. The Inspector of Police, Cyber Crime Police Station, Cyderabad Commissionerate, Gachibowli, Hyderabad, Telangana State.

12. The State House Officer, Cyber Economic and Narcotic Crime Police Station, East Division, Broadway Road, Shivaji Nagar, Bangalore-560 051. Karnataka State.

13. Station House Officer, Cyber Crime Police Station, Rajkot City, Gujarat State.

14. The Station House Officer, Cyber Crime Police Station, Malappuram, Kerala State.

15. The Inspector of Police, Cyber Crime Police Station, Outer District, New Delhi. .. Respondents For Petitioner(s): M/s.M.Thiyagarajan, C.Karthik and M.Ganesh Babu For Respondent(s):

Dr.C.E.Pratap, Govt. Advocate (Criminal Side) for RR-

1 & 6 Mr.L.J.Vengatesh, CGSC for RR-2 and 4 Mr.C.Mohan and MS.A.Rexy Josephine Mary for M/s.King & Patridge for R-5 RR-3 and RR-7 to 15 - Not ready in notice ORDER The petitioner has filed the present Writ Petition praying for issuance of a Writ of Mandamus to direct the fifth respondent bearing Account No.50100105332203 in freezing the petitioner's Account by lien mark, of Rs.2,00,000/- at the instance of any respondents 7 to 15 Police stations without there being any cause or case against the petitioner is illegal, arbitrary, without jurisdiction and also opposed to all cannons of justice as well as in violation of Articles 14, 19(1)(g), 21 and 300-A of the Constitution of India and consequently direct the fifth respondent to lift the lien and de-freeze the petitioner's account No.50100105332203 by allowing the petitioner to operate his Savings Account which is salaried account.

2. Short facts that led to the filing of this Writ Petition are as under:

(a) The petitioner is an Engineering Graduate and working as Software Engineer in Bangalore and he opened the Bank Accounts with the fifth respondent/Bank while he was working in Chennai. Thereafter, he changed the Company to Bangalore and maintaining the fifth respondent's HDFC Bank Account No.50100105332203 and the same is using as his Salary Account and also availed personal loan from HDFC Bank and Axis Bank Rs.35,00,000/- and Rs.24,91,000/- respectively in total amount of Rs.59,91,000/- on 13.01.2023 and

19.01.2023 and the said Bank disbursed his loan amount to his accounts as stated above.

(b) The petitioner did on-line trading only through fifth respondent-Bank Account. The petitioner did on-line trading with meagre profits on day-to-day transaction basis till he gets the registration with the Government of India under MSME under the category of advertising and market research. The petitioner used to trade Crypto Coin through BINANCE, which is aut