2022 Supreme(Online)(Mad) 94696
MADRAS HIGH COURT
M.DHANDAPANI, J
State Bank
WP/6724/2022
IN THE HIGH COURT OF JUDICATURE AT MADRAS
DATED : 28.03.2022
CORAM
THE HONOURABLE MR.JUSTICE M.DHANDAPANI
W.P.NO.6724 OF 2022
AND
WMP.NO.6810 OF 2022
State Bank of India
Asset Recovery Management Branch,
No.44, Eldams Road, 1st Floor,
Teynampet, Chennai 600 018.
rep.by its Chief Manager
... Petitioner
Vs.
1. The Sub Registrar,
Adyar, Chennai 600 020.
2. Mrs.V.S.Navaneetham
3. Smt.A.Sangeetha
... Respondents
PRAYER: The Writ Petition filed under
Section 226 of
Constitution of India, pleased to issue a Writ or direction or
order more particularly in the nature of Writ of Certiorarified
Mandamus Calling for the records of the first respondent namely
refusal check slip No.RFL / Adayar / 48 / 2021 dated 15.12.2021
and quash the same as null and void and consequently to direct
the first respondent to register the sale certificate dated
01.12.2021 issue by the Petitioner bank in favour of auction
purchaser / third respondent.
For Petitioner
:
Mr.M.L.Ganesh
For RR1
:
Mr.Yogesh Kannadasan
Special Government Pleader
O R D E R
Writ Petition has been filed to call for the records
relating to the impugned order of the respondent in Refusal No.
No.RFL / Adayar / 48 / 2021 dated 15.12.2021 and quash the same
as the same is arbitrary, illegal and non-est in the eyes of law
https://hcservices.ecourts.gov.in/hcservices/
and consequently to direct the first respondent to register the
sale certificate dated 01.12.2021 issue by the Petitioner bank
in favour of auction purchaser / third respondent.
2. Since no adverse orders are passed against the
respondents, notice to them is not necessary and this Writ
Petition is disposed of based on the available materials.
3. The case of the petitioner is that M/s.Sri Aparajita
Procons had availed overdraft credit facility from the
petitioner Bank and the 2nd respondent had offered collateral
security of immovable property of vacant land situated at Old
Door No.26, New Door No.115, Bharathi Avenue, Second Street,
Kottur Village, Mylapore Triplicane Taluk, comprised in
S.F.No.79/5A, T.S.Nos.125, 126 and 127, block No.16, being Plot
No.B, Measuring an extent of 4343 sq.ft, which includes passage
742 sq.ft in favour of the petitioner Bank. Thereafter, the 2nd
respondent had created an EM with an intention to create
equitable mortgage over the aforesaid property and also executed
MOD on 28.04.2014, to cover the aforesaid loan liability. Since
the 2nd respondent had derived title and ownership over the
aforesaid property by virtue of family partition, she had
deposited certified copy of partition deed dated 27.03.1992.
Since the borrower had committed default in repaying the loan
amount, the loan account was treated as Non Performing Assets
and after issuance of necessary notices under the SARFAESI Act,
the property was brought for sale in the e-auction and in the e-
auction sale proceedings, the 3rd respondent was declared as
successful bidder for a total sale price amount of Rs.1.89 crore
and subsequently, the
petitioner Bank had issued sale
certificate on 01.12.2021 in favour of the said auction
purchaser / 3rd respondent herein. When the said Sale Certificate
was presented for registration before the 1st respondent, the
same was rejected on the same day by citing that original
partition deed and MOD not produced. Aggrieved by the same, the
present writ petition is filed by the petitioner.
4. Though very many grounds have been raised, learned
counsel for the petitioner submits that though the petitioner
annexed the certified copies of the partition deed and MOD, even
then the respondent refused to register the document is not
sustainable. He further relied upon the decision of this Court
in W.P.(MD)No.19745 of 2020, order dated 11.02.2021, wherein,
even in respect of non-filing of the parent document along with
the