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2015 Supreme(Online)(Mad) 2

MADRAS HIGH COURT
A, J
United India Insurance Co. Ltd. v. Padmini and Another
Civil Miscellaneous Appeal | W.C.No.3 of 2008



Advocates:
For the Appellants/Petitioners: Mr.M.B.Gopalan
For the Respondents: Mr.Balan Haridas

The court upheld that an employer may be liable for compensation even if a pre-existing health condition contributed to a worker's death if the employment duties exacerbated that condition.

Headnote:(A) Employees' Compensation Act, 1923 - Section 3 - Liability of insurance company - Claim for compensation awarded of Rs.1,32,121/- for death due to stroke following employment injury during work hours - Court reaffirmed that employment can contribute to onset of pre-existing health conditions during working hours. (Paras 8, 18)

(B) Nature of employment injury - Burden of proof lies on insurer to demonstrate absence of relationship between employment and death; expectation of medical documentation not negated by credible eyewitness accounts. (Paras 4, 9, 22)

Facts of the case:
The deceased, a Night Watchman, suffered a stroke after allegedly falling from a vulnerable post while on duty. Compensation was sought by the widow when the employer failed to pay. Death was contended by the insurer to be due to pre-existing conditions rather than an accident. (Paras 2, 3)

Findings of Court:
The Commissioner held the death arose out of employment given the relevant testimonies, awarding compensation based on structured formula under the Employees' Compensation Act, entailing a nexus between employment duties and health outcomes.

Issues: The key issues included whether the death was connected to an employment-related accident or solely due to pre-existing health issues.

Ratio Decidendi: The court held that the causative link between employment duties and the death could not be dismissed merely due to the existence of health conditions, reinforcing the principle that employment can exacerbate pre-existing ailments. (Paras 4, 21)

Result: Appeal dismissed; claimant permitted to withdraw the awarded compensation.

Table of Content
1. establishing employment context and initial facts (Para 1 , 2 , 3)
2. disputes regarding causation of death and liability (Para 4 , 9 , 10)
3. court's assessment on the relationship between employment and injury (Para 8 , 13 , 19 , 22)
4. legal precedents establishing causation in similar cases (Para 11 , 12 , 17 , 21)
5. final judgment confirming liability and award (Para 18 , 23)

1. Challenge in this Civil Miscellaneous Appeal is to the finding fastening liability on the appellant Insurance company to pay compensation of Rs.1,32,121/- for the death of one Mr.Prahaladan, a Night Watchman in Devarshola Estate, Thasishola Plantation Pvt. Ltd., Devarshola, Nilgiris District.

2. As per the claim in W.C.No.3 of 2008, made by the wife, the deceased was employed as a Night Watcher in Devarshola Estate, Coonur, Nilgiris District. On 12.03.2007, when he was engaged in his duty, he fell down from a vulnerable post. He sustained injuries. Besides, there was shock. Though, he was provided with first aid and treated in Estate Garden hospital and thereafter, rushed to Sultan Battery MES Hospital, about 25 kms away from the Estate, he died. The certificate issued by the hospital indicated death was due to stroke as a result of Cerebral Hemorrhage, and also hypertension.

3. According to the widow, her husband earned Rs.2,264.60p per month, prior to death. Notice of accident was served on the 2nd opposite party on 14.03.2007. As the compensation claimed was not paid by the Management, it resulted in a claim before the Deputy Commissioner of Labour. United India Insurance Company, Ootacamand, the 1st opposite party has opposed the claim, contending inter alia that there was no accident during the course and arising out of employment, with the 2nd opposite party.

4. According to the Insurance company, admittedly the deceased was suffering from hypertension and other diseases, which ultimately led to cerebral hemorrhage and stroke and hence the death was only due to the disease and not due to any employment injury, alleged to have occurred on 12.03.2007. The company has further submitted that in the absence of any police complaint or post mortem conducted on the body, the cause of death cannot be attributed to any employment injury, arising out of an accident during the course of and arising out of the employment, in the plantation estate.

5. Before the Commissioner for Workmen's Compensation viz., Deputy Commissioner of Labour, Coonur, widow of the deceased examined herself, as AW1 and reiterated the averments made in the claim petition. AW2, is stated to be a co - employee and an occurrence witness. AW3 is the Doctor, examined on behalf of the applicant / claimant. Ex.P1, Salary chit, Ex.P2, Claim petition, Ex.P3, death certificate, Ex.P4, Certificate issued by MES Hospital, have been marked on the side of the claimant.

6. The 2nd opposite party, has also denied the contention that Prahaladan, husband of the 1st respondent met with an accident, in the course of employment. However, in the counter affidavit, the Sr. Manager, Devarshola Estate has submitted that the deceased was found on the ground vomiting blood around 1.15 a.m., on account of stroke due to cerebral hemorrhage and hypertension, which had nothing to do with the employment and that it was only due to the pre - existing disease. The Senior Manager of the Estate has further submitted that the death was natural, on account of the pre - existing ailment and that there was no nexus between the death of the deceased and employment. The Estate Manager in his counter affidavit has further submitted that prior to death, the injured was found unconscious and while he was shifted in an ambulance to Garden Hospital, his blood pressure reading was 140/90 and the Pulse rate recorded 60 per minute, and taking into consideration the physical condition, he was rushed to Muslim Education Society Hospital, at Sultan Battery for further treatment. Without prejudice to the above, he has s







































































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