IN THE HIGH COURT OF JUDICATURE AT MADRAS CORAM DATED: 22.01.2026 THE HONOURABLE MRS.JUSTICE K.GOVINDARAJAN THILAKAVADI Rajam …Appellant Vs.

1. Venkatachalam

2. Manjunathan

3. The HDFC ERGO General Insurance Co. Ltd., No.356/1, 3rd Floor, Empire Arcade, Omalur Main Road, Opp: New Bus Stand, Salem District 636 004.

4. Sengottuvel … Respondents Prayer: These Civil Miscellaneous Appeal is filed under Section 173 of Motor Vehicles Act,1988, against the decree and judgment passed in M.C.O.P.No.204 of 2022 dated 06.03.2024 on the file of the Motor Accident Claims Tribunal, Special Subordinate Judge No.I, Salem.

For Appellant : Mr. T.S.Arthanareeswaran.

For Respondents : Mr. K. Vinod for R3.

R1, R2 & R4 – No appearance.

JUDGMENT

The present Appeal is directed against the award of the Motor Accident Claims Tribunal, Special Sub Court No.I, Salem, in M.C.O.P.No.204 of 2022 dated 06.03.2024.

2. The appellant is the claimant in M.C.O.P.No.204 of 2022 on the file of the of the Motor Accident Claims Tribunal, Special Sub Court No.I, Salem, and she filed claim petition under Section 166(3) of the Motor Vehicles Act, 1988 seeking compensation of Rs.20,00,000/- for the injuries sustained by her in a road accident that took place on 15.07.2021.

3. Shortly stated, on 15.07.2021, the petitioner was travelling as pillion rider, along with her husband Sengottuvel, on their two wheeler Honda Shine bearing Reg.No.TN 34 U 0950 to attend work at Pethampetti lake under the 100 days work scheme. At about 9.15 a.m., near Panchayat Union Middle School at Vattur Pethampatti, a Tata Motors Medium Goods Vehicle bearing Registration No.TN 28 AZ 3535, driven by its driver with high speed in a rash and negligent manner, suddenly crossed the road from left to right without any signal, and hit the two wheeler of the petitioner, as a result of which, the petitioner and her husband fell down and sustained multiple injuries. They were admitted in the hospital at Tiruchengode, and she was there as inpatient from 15.07.2021 to 21.07.2021. On 16.07.2021, she underwent a surgery for Posterior Stabilisation. FIR was registered against the driver of the offending vehicle.

3.1. According to the claimant, the rash and negligent driving of the driver of the Tata Motors Medium Goods Vehicle was the cause of the accident and that since the said vehicle was insured with the 3^rd respondent, the HDFC ERGO General Insurance Co. Ltd., the owner and the insurer are jointly and severally liable to pay compensation to her.

4. The claim petition was resisted by the 3^rd respondent/Insurance Company.

5. The Tribunal, after analysing the evidence on record, came to the conclusion that the accident took place as alleged and the claimant was entitled for compensation. Compensation of Rs.3,29,648/- has been awarded carrying interest at the rate of 7.5% per annum.

6. Aggrieved over the quantum of compensation awarded by the Tribunal, the claimant has filed the present appeal under Section 173 of the Motor Vehicles Act, 1988.

7. Mr. T.S.Arthanareeswaran, learned counsel for the appellant submits that, at the time of accident the claimant was doing agricultural coolie work earning a sum of Rs.15,000/- per month. However, the Tribunal fixed her income at Rs.9,000/-, which is very meagre. He would further submit that the permanent disability is assessed as 15% by the Regional Medical Board and the Tribunal has adopted per percentage method for determination of compensation and fixed Rs.5,000/- per percentage and awarded a sum of Rs.75,000/- (15 x 5000) towards permanent disability to the petitioner, which is very meagre and the same has to be enhanced. He further submitted that the Tribunal awarded very meagre amount under the heads of pain and sufferings, transport expenses to the hospital, extra nourishment, attender charges, loss of amenities. Hence, prayed for enhancement of the compensation awarded by the Tribunal.

8. On the side of the respondent/Insurance Company it is submitted that, the learned Tribuna