2026:MHC:151 IN THE HIGH COURT OF JUDICATURE AT MADRAS DATED : 05.01.2026 CORAM THE HONOURABLE MR . JUSTICE N.SATHISH KUMAR AND THE HONOURABLE MR. JUSTICE R. SAKTHIVEL C.M.A.No.3895 of 2025 &

C.M.P.No.32900 of 2025 Reliance General Insurance Co. Ltd., T.P.Cell, No.6, Reliance House Haddows Road, Nungambakkam Chennai – 600 006 ... Appellant Versus

1.P.Malathi

2. Minor Madu Sri

3.Minor Subhasri

4. D.Jebaraj ... Respondents Civil Miscellaneous Petition filed under Section 173 of Motor Vehicles Act,1988 against the judgment and decree dated 29.02.2024 made in M.C.O.P.No.2210 of 2019 on the file of the Motor Accident Claims Tribunal,Chief Judge, Court of Small Causes,Chennai.

For Petitioner : Ms.R.Sree Vidhya and Mr.N.Elayaraja JUDGMENT (Judgment of the Court was made by N.SATHISH KUMAR, J.)

Challenging the quantum of compensation of awarded by the Motor Accident Claims Tribunal, the Insurance Company is before this Court.

2. The brief facts of the case is as follows:

The deceased, who is aged about 28 years, is husband of first claimant and father of claimants 2 and 3. The deceased was working as a JCB Operator and was earning a sum of Rs.25,000/- per month. On 27.01.2019, when the deceased was riding a motorcycle bearing Registration No.TN19- S-4923 from Thirukazhukundram to Manapathy, the offending vehicle bearing Registration No.TN19-A-1690 driven in a rash and negligent manner dashed against the victim’s motorcycle due to which the victim sustained multiple grievous injuries and succumbed to the same. In this regard, an FIR has also been registered. The claimants have filed a petition before the Motor Accident Claims Tribunal seeking compensation of Rs.80,00,000/-. The Motor Accident Claims Tribunal, after trial, awarded compensation of Rs.30,16,000/- as compensation with interest at the rate of 7.5% per annum. Aggrieved over the same, the appellant Insurance Company is before this Court.

3. It is the contention of the Insurance Company before the Tribunal that the deceased was not wearing the helmet at the time of accident and hence, he also contributed to the cause of death. It is their further contention that the insured and Insurance Company of the motorcycle have not been added as parties and hence, the petition is liable to be dismissed for non-

joinder of necessary parties.

4. On the side of the claimants, Pws 1 to 3 were examined and Exs.P1 to P15 were marked. On the side of the respondents, neither oral evidence nor documentary evidence has been adduced.

5. The trial Court, after considering the oral and documentary evidence, found that the offending vehicle was driven in a rash and negligent manner which resulted in the death of the deceased and fixed the notional monthly income of the deceased at Rs.15,000/- and adopted the multiplier method and added 40% of the income towards future prospects as per he judgment of the Apex Court in National Insurance Company Limited Vs.

Pranay Sethi and Others reported in 2017(2) TNMAC 609 (SC) and awarded compensation of Rs.30,16,000/-. Challenging the quantum, the appellant Insurance Company is before this Court.

6. The learned counsel appearing for the appellant would submit that the Tribunal has failed to consider the fact that the deceased was not wearing the helmet at the relevant point of time. Therefore, according to learned counsel, 10% of the contributory negligence ought to have been fixed on the deceased.

7. We have perused the entire award as well as the other materials placed before this Court.

8. The manner of accident is not in dispute. PW3 is one of the eye witnesses and his evidence has not been uncontraverted. The evidence of PW3 clearly shows that the deceased was riding carefully and only the offending vehicle came in a rash and negligent manner and dashed against the motorcycle in which the deceased was travelling. As there was no contra evidence produced, considering the contents of the FIR and other materials placed before this Court, we are not inclined to interfere with