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2026 Supreme(Online)(Mad) 23812

IN THE HIGH COURT OF JUDICATURE AT MADRAS
K.GOVINDARAJAN THILAKAVADI, J
The Branch Manager, Royal Sundaram Insurance – Appellant
Versus
Pradeep – Respondent


Advocates:
For the Appellants/Petitioners: Mr. S. Srinivasan
For the Respondents: No appearance

Table of Content
1. factual background of the accident and initial court award. (Para 1 , 2 , 3 , 4 , 5)
2. insurance company's argument against liability. (Para 6)
3. legal principles around insurer liability established. (Para 8 , 9 , 10 , 11)
4. final outcome confirming the tribunal's award. (Para 13)

IN THE HIGH COURT OF JUDICATURE AT MADRAS Reserved on : 05.02.2026 Pronounced on : 16.03.2026 CORAM THE HONOURABLE MRS.JUSTICE K.GOVINDARAJAN THILAKAVADI C.M.A.No.3671 of 2025 and C.M.P. No.30575 of 2025 The Branch Manager, Royal Sundaram Insurance No.127, 2nd Floor, 100 Feet Road, Puducherry …Appellant Vs.

1.Pradeep

2.Selvarani … Respondents Prayer: This Civil Miscellaneous Appeal is filed under Section 173 of Motor Vehicles Act ,1988, against the Award dated 19.08.2025 made in M.C.O.P No.366 of 2023 on the file of the Motor Accident Claims Tribunal, Principal Subordinate Judge, Puducherry.

For Appellant : Mr. S. Srinivasan For Respondents : No appearance

JUDGMEN T

This Appeal is directed against the Award dated 19.08.2025 made in M.C.O.P No.366 of 2023 on the file of the Motor Accident Claims Tribunal, Principal Subordinate Judge, Puducherry.

2. Shortly stated, on 03.12.2022 at about 03.

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