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2026 Supreme(Online)(Mad) 25127

IN THE HIGH COURT OF JUDICATURE AT MADRAS
HEMANT CHANDANGOUDAR, J
P.Selvam – Appellant
Versus
The General Manager, Reserve Bank of India – Respondent


Advocates:
For the Appellants/Petitioners: Mr.S.Sivakumar
For the Respondents: Mr.K.R.Laxman, Mr.V.Sukumar

Table of Content
1. petitioner's claim for loan settlement relief. (Para 1 , 2)
2. direction for consideration of representation. (Para 4)

O R D E R

The petitioner has approached this Court seeking issuance of a Writ of Mandamus directing the respondents to permit the petitioner to settle the loan account under the One Time Settlement (OTS) scheme by considering the petitioner’s representation dated 22.12.2025.

2. The petitioner had availed a loan by mortgaging his house property. In order to redeem the mortgaged property, the petitioner submitted a representation calling upon respondents 2 to 4 to close the loan account under the One Time Settlement (OTS) scheme. The grievance of the petitioner is that the said representation has not been considered by respondents 2 to 4.

3. Mr. V. Sukumar, learned counsel appearing for respondents 2 to

4, on instructions, placed reliance on the judgment of the Hon’ble Supreme Court in The Bijnor Urban Cooperative Bank Limited, Bijnor and others vs. Meenal Agarwal and others (MANU/SC/125/2021). In the said decision, the Hon’ble Apex Court has categorically held that no Writ of Mandamus can be issued under Article 226 of the Constitution of India direct

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