SARFAESI Act Section 14 order is ministerial; remedy lies before Debts Recovery Tribunal.

For Petitioner : Mr.J.Sivaram For Respondents : Mr.N.Dilip Kumar Standing Counsel for R1 O R D E R [Order of the Court was made by MR.N.SATHISH KUMAR, J.]

This writ petition has been filed challenging the order dated

17.02.2026, passed by the learned Chief Judicial Magistrate, Thoothukudi, in Crl.M.P.No.77 of 2026, under Section 14 of the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (in short, “SARFAESI Act)”, directing to take physical possession of the secured asset.

2. According to the petitioner, his mother is the borrower and now, she is no more. In such circumstances, the impugned order has been passed.

3. We are of the view that since the loan availed by the borrower became Non Performed Asset (NPA), the respondent – Bank initiated proceedings under Section 13 of the SARFAESI Act and the impugned order has been passed by the learned Chief Judicial Magistrate under Section 14 of the SARFAESI Act. The impugned order passed by the learned Chief Judicial Magistrate exercising power under Section 14 of the SARFAESI Act is purely ministerial to assist the secured creditor to take possession of the secured asset. As against the order passed under Section 14 of the SARFAESI Act, the petitioner is having appeal remedy before the Debts Recovery Tribunal. Therefore, it is for the petitioner to work out his remedy before the Debts Recovery Tribunal.

4. In view of the above, this writ petition is dismissed granting liberty to the petitioner to approach the Debts Recovery Tribunal and work out his remedy in accordance with law. No costs. Consequently, connected miscellaneous petitions are closed.