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2026 Supreme(Online)(Mad) 29674

IN THE HIGH COURT OF JUDICATURE AT MADRAS
N.SATHISH KUMAR, M.JOTHIRAMAN, JJ
Bank of Baroda – Appellant
Versus
S.Raja Mohammed – Respondent


Advocates:
For Appellant: Mr.K.Muraleedharan
For Respondent: Mr.S.Suresh

Table of Content
1. background of writ petition and single judge order on jewel return (Para 1 , 2 , 3 , 4)
2. bank's contractual and statutory lien rights (Para 5 , 6)
3. petitioner's security claims and dues verification (Para 7 , 9)
4. court upholds lien overriding single judge direction (Para 8 , 10)

[Judgment of the Court was made by N.SATHISH KUMAR, J.)

Challenging the order of the learned Single Judge in W.P(MD)No.16065 of 2025, dated 23.09.2025, whereby the respondent therein was directed to return all the gold jewels, the appellant, who was the respondent before the writ Court, has filed the present Writ Appeal.

2.The Writ Petition was filed by the respondent/writ petitioner seeking to quash the impugned order of the appellant Bank dated 06.06.2025 and for a consequential direction to return the pledged jewels to the respondent/writ petitioner.

3.According to the respondent/writ petitioner, he had availed two jewel loans from the appellant Bank for a sum of Rs.13,01,517/- and had discharged both the loans in full. However, the jewels have not been returned.

4.The learned Single Judge, mainly relying on the ground that the loan agreement did not provide for the appellant Bank retai

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