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2026 Supreme(Online)(Mad) 30749

IN THE HIGH COURT OF JUDICATURE AT MADRAS
R. KALAIMATHI, J
M/s.Shriram General Insurance Co. Ltd. – Appellant
Versus
Ramesh – Respondent


Advocates:
For the Appellants/Petitioners: Mr.Siva Kollapan B
For the Respondents: Mr.R.Navaneetha Krishnan

Table of Content
1. insurer claims policy limits compensation to rs.50,000. (Para 3)
2. unpleaded policy details bar appeal arguments. (Para 5)
3. appeal dismissed for procedural lapse. (Para 6)

For Appellant(s): Mr.Siva Kollapan B For Respondent(s): Mr.R.Navaneetha Krishnan - R1 JUDGMENT Mr.R.Navaneetha Krishnan, holds power for the 1st respondent.

2.Heard learned counsel for the appellant / 2nd respondent (Insurance Company).

3.Ms.L.Sai Pooja, learned counsel for the appellant would submit that as per the terms of the policy, the liability is limited to Rs.50,000/- per person.

The Authority has ordered to pay a sum of Rs.6,56,432/- is not correct.

4.But it appears that these details are not pleaded in the counter of the

2nd respondent before the Authority.

5.When the above details were not put forth before the Authority, it will not lie in the mouth of the appellant / 2nd respondent, the scope of coverage in the Insurance policy is not properly appreciated by the Labour Commissioner.

6.In light of the above, this Civil Miscellaneous Appeal stands dismissed. No costs. Consequently, the connected C.M.P.No.25608 of 2025 is closed.

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