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2026 Supreme(Online)(Mad) 31468

IN THE HIGH COURT OF JUDICATURE AT MADRAS
P.VADAMALAI, J
The Divisional Manager, National Insurance Company Limited – Appellant
Versus
Sakthivel – Respondent


Advocates:
For Appellant: Mr.N.S.Ramakrishna Dass
For Respondent: Mr.J.Ashok

Table of Content
1. accident facts and evidence presented. (Para 4 , 6)
2. insurer argues no coverage for owner-rider injuries. (Para 5 , 10)
3. appeal against tribunal's compensation award to claimant. (Para 7 , 8)
4. policy limits pa cover to death; no injury claim. (Para 9 , 12 , 13)
5. claimant defends disability and award. (Para 11)

JUDGMENT

This Civil Miscellaneous Appeal is preferred against the Award, dated

19.10.2019 passed in M.C.O.P.No.455 of 2013 by the Motor Accident Claims Tribunal/Special Sub Court, Tirunelveli.

2.The respondent in M.C.O.P.No.455 of 2013 is the appellant herein.

The petitioner/claimant is the respondent herein.

3.For the sake of convenience, the parties as arrayed in M.C.O.P.No.

455 of 2013 are adopted hereunder.

4.The brief facts of the case:

On 23.02.2012 at about 21.30 hours, the petitioner was riding his motorcycle bearing registration No.TN 69 H 5844 in S.N High Road, Sripuram, Tirunelveli Junction and while he was passing in front of Central Bank from west to east, a dog suddenly crossed, the motorcycle dashed against the dog and the petitioner sustained injuries and a fracture in his right leg. He took treatment at Shree Sudharson Hospital, Tirunelveli. Th

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