ORDER

This criminal original petition is filed to quash the proceedings in STC.No.3479 of 2022, on the file of the learned Judicial Magistrate, Magistrate Level, Tiruppur.

2. The petitioner is an accused in the complaint lodged by the respondent under Section 138 and 142 of Negotiable Instruments (Amendment) Act, 2002 and under Section 200 of Code of Criminal Procedure. It is alleged that the accused while carrying on business and being a customer of the complainant, used to borrow money and repay the loan amount. While so, on 06.05.2021, the petitioner/accused had borrowed a sum of Rs.25,00,000/- for his business and family needs. He assured repayment within a period of three months with interest at the rate of 18% p.a. The accused also executed a promissory note in favour of the complainant. On various demand made by the complainant, the accused issued a cheque for a sum of Rs.25,00,000/- dated 06.10.2021. When presented for collection, the cheque was returned dishonoured with the endorsement ‘Refer to Drawer”. Therefore, the complainant lodged a complaint, and the same was taken on the file of the learned Judicial Mag